CB Credit Specialist - Decatur, AL

SouthState Bank•Billings, MT

1d•Onsite

About The Position

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! Job Description SUMMARY/OBJECTIVES A Credit Specialist is responsible for setting up new customer applications, verifying references, pulling credit reports. Position is also responsible for general administrative tasks of department.

Requirements

High school graduate or equivalent is required
Excellent verbal and written communication skills are required as well as excellent customer relations skills
Must be proficient in Excel, Word, and Outlook and general office duties; experience using Cadence operating system is preferred
Must effectively manage workflow and assignments - appropriately prioritizing work.
Attention to detail and accuracy is required
Excellent interpersonal skills, including leading a team for maximum operational performance
Must be able to function effectively as part of a team and must possess the ability to deal effectively and tactfully with clients/vendors
Must be willing to function as a team member
Must be willing to demonstrate commitment to SouthState Bank’s mission and goals
Must be able to remain seated or work standing in a confined area on a computer for a minimum of four (4) hours each workday
Must be able to constantly use hands and fingers to enter data through or on a computer or answer a phone throughout most of an eight (8) hour shift
Must be able to walk often throughout the day
Must be able to hear and communicate with coworkers and customers throughout the day
May need to lift-up to twenty-five pounds one to two times a day to perform job
Must be able to function in a professional, business office environment and act and dress appropriately for same, consistent with the Bank’s grooming and dress codes
Must demonstrate excellent interpersonal skills with customers and coworkers

Nice To Haves

Prefer 2 years or more of credit experience

Responsibilities

Set up new applications on the system within established guidelines
Contact vendors for credit references via telephone, fax, and email
Research companies by utilizing the internet
Access credit reports for businesses and individuals
Create and update new client reports
Enter data into Cadence and CBCentral
Perform general office duties such as answering telephone and interacting with clients
Goal is to complete an average of 15 applications per day
Develop skills through cross-training with analysts in authorizations and approval of updates and new accounts as time allows
Special projects as assigned by manager