Capital Markets Senior Business Analyst

Citizens Financial Group, Inc.•Irving, TX

52d•Hybrid

About The Position

Capital Markets Senior Business Analyst is responsible for assisting leadership in building and maintaining financial and operational reporting and analytics to aid Home Mortgage Capital Markets management strategic decision making and operational risk oversight. This role will engage across Capital Markets functional areas, providing data analysis and insight into topics including pricing margin management, pipeline interest rate risk, mortgage portfolio performance, etc. Key functions: Support pricing strategy and tactics through new initiative development, financial impact analysis and new reporting & analytics on mortgage pipeline, profitability, servicing key metrics. Create consolidated cross-channel data sources through collaboration with business owners, finance, and technology partners. Provide subject matter expertise and manage the migration of siloed data sources into a centralized data warehouse or repository. Support balance sheet optimization strategy through loan sale transaction data support and portfolio segmentation. Support interest rate risk management, hedging, and QRM model management by assisting in continued development and maintenance of the current analytics suite. As needed, support cross-functional projects from a Capital Markets standpoint via data analysis, pro forma projections, or business case development. Create business and strategy review decks that incorporate relevant analytics as requested by leadership, and be prepared to present to upper management if requested.

Requirements

Exceptional aptitude for abstract thinking and logical reasoning
Foundational understanding of mortgage banking and agency fixed income markets
Functional understanding of financial modelling and DCF analysis
Advanced understanding of residential mortgage originations
Expert ability to visually represent complex financial and operational relationships in a clear manner
Expert ability to draw and communicate accurate conclusions from complex analytics
Experience creating & communicating pro-forma presentations to senior leaders
Comfortable producing unilateral, ad-hoc analytics to facilitate strategic decision making
7+ years of quantitative management reporting experience
3+ years of experience at a mortgage lender
Database management experience with Microsoft SQL
Data aggregation and reporting experience using Excel, Power BI, Tableau, and/or Looker
STEM, Finance, or Economics undergraduate degree

Nice To Haves

7+ years of mortgage capital markets experience in an analytics-focused capacity
Experience with a mortgage quantitative risk management system (QRM, Polypaths, Compass Analytics)
Programming experience (Python, Javascript, Powershell, and/or VBA)
Expert SQL, Excel, Tableau and Power Point skillsets

Responsibilities

Build financial and operational analytics that drive short-term and long-term business decision making.
Ensure accuracy of and distribute reporting to downstream users and senior leaders at predefined intervals.
Participate in discussions regarding various elements of Capital Markets business development and strategy while both opining on observed trends and producing ad-hoc analytics as needed.
Engage with various groups within Capital Markets to better understand the mechanisms driving financial and operational relationships on which analytics are built

Benefits

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.

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