Capital Markets Real Estate Analyst- MSR/Multifamily Valuations

Regions Bank

1d•$82,938 - $109,400•Onsite

About The Position

At Regions, the Capital Markets Real Estate Operations Analyst - Middle Office supports the operational functions associated with the bank’s Real Estate Capital Markets business. The business includes originating, underwriting, and servicing loans that are either traded or are securitized by government-sponsored enterprise (GSE) programs, such as Federal National Mortgage Association (FNMA), Delegated Underwriting and Servicing (DUS) and Housing and Urban Development (HUD). The operations group supporting this business is responsible for valuing the Mortgage Servicing Rights (“MSR”), whole loan trading portfolios, as well as proving accounting, reconciliation, reporting, collateral management, and escrow administration.

Requirements

Bachelor’s degree in Accounting, Finance, Economics, or a related field
Five (5) years of experience working with Real Estate Lending Products
Significant financial analysis experience
Experience in database querying
This position will also require a minimum of 4 days on-site at our Atlanta, GA (Midtown) office.

Nice To Haves

Master’s in Business Administration (MBA) or Chartered Financial Analyst (CFA) or intent to pursue
Experience working with real estate securities
Ability to thrive in a fast-paced trading environment
Advanced Microsoft Office skills (Excel, Word, PowerPoint, Etc.)
Experience with loan modeling platforms (e.g., MIAC, QRM, Aladdin, PolyPaths, Compass)
Knowledge and experience with fixed income valuation and analytics
Proven history of strong analytical skills, especially with Prepayment modeling
Strong organizational and interpersonal skills

Responsibilities

Supports the Middle Office function for the Real Estate Capital Markets businesses
Performs complex reporting, remitting and reconciling activities related to funding and delivery of loans, securitization of mortgage-backed securities (MBS) and monthly servicing activities
Creates reporting from the loan servicing system for data validation and valuation
Adheres to internal controls and industry/regulatory standards
Executes individual loan calculations and ensures proper accounting associated with each deal
Supports review and analysis of settlements statements and report adjustments
Updates, maintains, and distributes loan pipeline reporting for new loans
Provides new loan pricing and valuations and ensures proper accounting is assigned
Ensures loan cash flows are properly set up in valuation systems considering prepayment structures and loan default parameters
Calculates mark-to-market valuation and provides Profit/Loss (PnL) and risk reporting for whole loans and MSRs
Supports internal audit and external regulatory reporting for the MSR whole loan trading valuations
Verifies accuracy of pricing data used for daily valuations, interest rate, and credit hedges