Business Risk Lead (Digital Banking) - Hybrid

M&T Bank • Baltimore, MD

55d • Hybrid

About The Position

Join our Enterprise Platforms Risk team as a key player in managing risk and strengthening controls across all digital channels - web, mobile app, and beyond. In this role, you'll serve as a trusted business partner, helping identify, assess, and mitigate risks while enabling innovation and customer experience. As a collaborative problem solver, you'll lead risk initiatives, influence senior stakeholders, and ensure compliance with enterprise standards.

Requirements

• Bachelor's degree, or equivalent work experience
• 5+ years' relevant work experience
• Ability to influence and build relationships across all levels of the organization
• Excellent problem-solving and communication skills
• Collaborative, solution-oriented approach

Nice To Haves

• 2+ years in risk identification, mitigation, RCSA, controls, remediation plans, and issue management
• Banking experience is a plus but not required
• Strong understanding of risk management principles

Responsibilities

• Lead Risk Initiatives: Implement first-line-of-defense risk management programs within Digital Banking, aligned with the Enterprise Risk Framework.
• Assess & Document Processes: Map key business processes, identify risks, and evaluate internal controls.
• Control Testing & Reporting: Conduct and review risk-based testing, analyze results, and communicate findings to leadership.
• Remediation & Issue Management: Partner with business leaders to develop and oversee remediation plans for audit or compliance findings.
• Monitor & Improve: Track key risk indicators (KRIs), complete Risk Control Self-Assessments (RCSAs), and recommend enhancements.
• Emerging Risk Analysis: Identify risks tied to new products, services, or channels and design controls to mitigate them.
• Policy & Procedure Oversight: Ensure adherence to risk policies and update procedures as processes evolve.
• Influence & Collaborate: Work closely with senior leaders (including SVPs) to drive risk awareness and solutions without direct authority.
• Coaching & Guidance: Provide informal coaching and input on team development related to risk initiatives.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Number of Employees: 5,001-10,000 employees