Business Risk Lead (Digital Banking) - Hybrid
About The Position
Overview: Join our Enterprise Platforms Risk team as a key player in managing risk and strengthening controls across all digital channels – web, mobile app, and beyond. In this role, you’ll serve as a trusted business partner, helping identify, assess, and mitigate risks while enabling innovation and customer experience. As a collaborative problem solver, you’ll lead risk initiatives, influence senior stakeholders, and ensure compliance with enterprise standards. What You’ll Do: Lead Risk Initiatives: Implement first-line-of-defense risk management programs within Digital Banking, aligned with the Enterprise Risk Framework. Assess & Document Processes: Map key business processes, identify risks, and evaluate internal controls. Control Testing & Reporting: Conduct and review risk-based testing, analyze results, and communicate findings to leadership. Remediation & Issue Management: Partner with business leaders to develop and oversee remediation plans for audit or compliance findings. Monitor & Improve: Track key risk indicators (KRIs), complete Risk Control Self-Assessments (RCSAs), and recommend enhancements. Emerging Risk Analysis: Identify risks tied to new products, services, or channels and design controls to mitigate them. Policy & Procedure Oversight: Ensure adherence to risk policies and update procedures as processes evolve. Influence & Collaborate: Work closely with senior leaders (including SVPs) to drive risk awareness and solutions without direct authority. Coaching & Guidance: Provide informal coaching and input on team development related to risk initiatives.
Requirements
- Bachelor’s degree, or equivalent work experience
- 5+ years' relevant work experience
- Ability to influence and build relationships across all levels of the organization
- Excellent problem-solving and communication skills
- Collaborative, solution-oriented approach
Nice To Haves
- 2+ years in risk identification, mitigation, RCSA, controls, remediation plans, and issue management
- Banking experience is a plus but not required
- Strong understanding of risk management principles
Responsibilities
- Lead Risk Initiatives: Implement first-line-of-defense risk management programs within Digital Banking, aligned with the Enterprise Risk Framework.
- Assess & Document Processes: Map key business processes, identify risks, and evaluate internal controls.
- Control Testing & Reporting: Conduct and review risk-based testing, analyze results, and communicate findings to leadership.
- Remediation & Issue Management: Partner with business leaders to develop and oversee remediation plans for audit or compliance findings.
- Monitor & Improve: Track key risk indicators (KRIs), complete Risk Control Self-Assessments (RCSAs), and recommend enhancements.
- Emerging Risk Analysis: Identify risks tied to new products, services, or channels and design controls to mitigate them.
- Policy & Procedure Oversight: Ensure adherence to risk policies and update procedures as processes evolve.
- Influence & Collaborate: Work closely with senior leaders (including SVPs) to drive risk awareness and solutions without direct authority.
- Coaching & Guidance: Provide informal coaching and input on team development related to risk initiatives.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
5,001-10,000 employees
