Business Insurance Property Claims Adjuster
About The Position
We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future. The Business Insurance Property Claims Adjuster is responsible for the investigation, evaluation, negotiation, and resolution of first‑party commercial property claims. This includes assessing coverage, determining damages, managing reserves, and delivering exceptional customer service while adhering to regulatory and company standards.
Requirements
- 1+ year of 1st party property claim handling experience required.
- Strong written and verbal communication skills.
- Ability to manage multiple priorities and meet deadlines.
- Ability to obtain and maintain required state adjuster licenses.
- Experience estimating structural losses and handling business income/time‑element claims.
- Commercial property claims experience with an insurance carrier.
- high speed broadband internet service is required, we do not recommend or support DSL, wireless, MiFi, Hotspots, Fiber without a modem and Satellite
- Internet provider supplied modem/router/gateway is hardwired to the Hartford issued computer with an ethernet cable
- minimum upload/download speeds of 5Mbps/30Mbps will be required
Nice To Haves
- 1+ year of 1st party commercial property claim handling experience preferred.
- Commercial property structural damage estimating experience a plus.
Responsibilities
- Conduct investigations to determine coverage, assess damages, and identify subrogation/salvage opportunities.
- Interpret and apply policy language to commercial property losses.
- Evaluate exposures and set accurate, timely reserves.
- Manage claims from first notice through resolution with proper documentation and financial accuracy.
- Negotiate fair settlements with policyholders and involved parties.
- Handle structural damage estimates, personal property losses, and business income/time‑element claims.
- Deliver clear, empathetic, high-quality customer service.
- Collaborate with underwriting, legal, sales, and external vendors.
- Maintain regulatory compliance and leverage technology for efficiency.
- Contribute to continuous improvement and mentor peers when appropriate.
Benefits
- Medical, Dental, Vision, Life and Disability Insurance, 401K. Effective day 1.
- 25 days paid time off in your first full year and Paid Holidays.
- Tuition reimbursement - up to $5,250 (undergraduate) and $6,000 (graduate) for tuition and registration fees for degree programs that support your career development (subject to additional requirements).
- Student Loan Paydown Program – eligible to participate after 6 months of service. The Hartford will make a direct contribution of $125 per month – with a lifetime maximum up to $10,000 – as a supplemental payment towards your student loan in order to help you manage the stress of student debt and help you pay down your student loan faster.
- Paid volunteer opportunities
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
Number of Employees
5,001-10,000 employees
