Business Insights Analyst

Gallagher•Sterling Heights, MI

45d

About The Position

At Gallagher Benefit Services, you’re a trusted partner to organizations navigating some of their most important people decisions. We help clients build better workplaces, where people feel supported, empowered, and inspired to thrive. Whether it’s shaping benefit strategies, designing wellbeing programs, or advising on workforce challenges, the work you do here creates meaningful change for businesses and the people who power them. We’re a community of bold explorers, trusted experts, and compassionate partners; working side by side to solve problems, and shape the future of work. Here, curiosity is encouraged, collaboration is second nature, and your ideas have room to grow. If you’re looking for a place where your contribution matters and where you can help build a better world of work; think of Gallagher. We are a growing employee benefits team focused on delivering thoughtful, data-driven solutions to employer clients. Our team partners closely with organizations to design competitive and sustainable benefit programs that balance cost, risk, and employee experience. As we continue to grow, we’re excited to add a Benefits Analyst who enjoys working with data, collaborating with a team, and contributing to strategic client solutions. The Benefits Analyst plays an important role in evaluating employer-sponsored health plans through claims analysis, financial modeling, and market strategy. This individual will help translate data into clear insights that support plan design decisions and risk management discussions. This position is well-suited for someone who is analytical, detail-oriented, and comfortable managing multiple projects in a dynamic environment.

Requirements

Bachelor’s degree in Finance, Business, Economics, Mathematics, or related field (or equivalent experience)
1–3+ years of experience in employee benefits, underwriting, or health insurance analytics preferred
Proficiency in Excel (pivot tables and financial modeling required; advanced skills a plus)
Strong analytical and problem-solving skills
Comfort working with data and financial models
Ability to manage multiple projects and deadlines
Clear and professional communication skills
A collaborative mindset and willingness to learn
Understanding of employer-sponsored health plans preferred

Responsibilities

Claims & Experience Analysis
Pull and review monthly medical, dental, vision, and ancillary claims reports
Track plan performance, utilization trends, and cost drivers
Maintain renewal and experience reporting for assigned groups
Identify patterns and summarize findings for internal and client discussions
Financial Modeling & Forecasting
Develop renewal projections and contribution models
Create financial comparisons to support budgeting and funding decisions
Assist in evaluating plan performance year-over-year
Support funding analyses (fully insured, level-funded, self-funded)
Plan Strategy & Risk Review
Participate in internal strategy meetings to review employer plan performance
Provide data-driven input on plan design considerations
Support long-term cost management discussions
Market Analysis & Carrier Quoting
Prepare underwriting submissions and market groups to carrier partners
Review carrier proposals for competitiveness and alignment
Develop clear side-by-side comparisons
Assist with negotiations and final recommendations

Benefits

Medical/dental/vision plans, which start from day one!
Life and accident insurance
401(K) and Roth options
Tax-advantaged accounts (HSA, FSA)
Educational expense reimbursement
Paid parental leave
Digital mental health services (Talkspace)
Flexible work hours (availability varies by office and job function)
Training programs
Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing
Charitable matching gift program