Business/Commercial Banker

Rosedale Bank•Nottingham, MD

About The Position

We are seeking a motivated, relationship-focused Business/Commercial Banker to acquire, manage, and grow business banking and Commercial & Industrial (C&I) relationships. This role is intentionally structured to support candidates with experience ranging from small business banking to full-scope commercial relationship management, with the final title and level determined by experience and demonstrated expertise. The incumbent will manage a portfolio of business clients with annual revenues generally ranging from small businesses to mid-sized companies up to $15MM, delivering tailored lending, deposit, treasury, and cash management solutions. This individual will partner closely with retail branches and internal stakeholders to drive profitable growth, maintain strong credit quality, and deliver exceptional client experiences.

Requirements

Bachelor's degree in Business, Finance, Accounting, or related field preferred; or equivalent industry experience
Minimum two (2) years of business banking or commercial banking experience with experience in credit analysis/underwriting
Knowledge of business and commercial banking products, services, and regulations
Strong credit analysis and underwriting skills, commensurate with role level
Proven sales, business development, and relationship management ability
Demonstrated commitment to professionalism, confidentiality, integrity, and ethical conduct
Strong verbal, written, presentation, and negotiation skills
Effective time management, organizational, and multi-tasking capabilities
Ability to work independently while collaborating across teams
Proficiency with computers, office software, and banking systems

Responsibilities

Acquire, develop, and retain business and commercial banking relationships, with portfolio size aligned to experience
Manage a portfolio of business clients, focusing on growth, profitability, and strong client relationships
Serve as a trusted advisor, providing financial guidance and tailored banking solutions
Structure, underwrite, and close business and commercial loans within approved authority; present to Loan Committee as needed
Analyze financial statements, cash flow, collateral, and related credit documentation
Balance loan growth with strong credit quality and adherence to bank policy and regulatory standards
Monitor loan portfolios to ensure covenant compliance, accurate risk ratings, and early identification of credit issues
Identify and execute opportunities to cross-sell lending, deposit, treasury, and cash management products
Prospect for new business through referrals, networking, community involvement, and branch partnerships
Partner with retail branches and internal teams to deliver a cohesive client experience
Prepare sales presentations, proposals, and term sheets; track activity in the CRM
Represent the Bank in the community.