Business Banking Underwriting Team Leader

First National Bank Of Pennsylvania • Pittsburgh, PA

274d

About The Position

The Business Banking Underwriting Team Leader manages a team of Business Banking Underwriters who prepare financial analyses for current and prospective commercial loan customers and make recommendations regarding the creditworthiness of borrowers within a designated region. The role involves communicating and executing credit underwriting risk strategies while ensuring compliance with regulatory guidelines. The Team Leader is responsible for the quality of underwriting and ongoing performance metrics for the team, with approval authority to recommend appropriate structures and risk mitigants where applicable.

Requirements

• BA or BS degree.
• 7 years of job-related experience.
• Excellent project management skills.
• Excellent communication skills, both written and verbal.
• Excellent organizational, analytical, and interpersonal skills.
• Excellent customer service skills.
• Ability to use a personal computer and job-related software.
• Basic level proficiency in MS Word.
• Intermediate level proficiency in MS Excel.
• Basic level proficiency in MS PowerPoint.
• Exceptional knowledge of a wide range of Commercial and Investment Real Estate lending and underwriting practices.
• Past credit approval authority preferred.

Responsibilities

• Manages a team of Business Banking Underwriters and ensures group-wide performance and portfolio metrics are achieved.
• Provides training and guidance in the completion of credit analyses for direct reports and other team members, including Business Banking Relationship Managers.
• Manages, distributes, and monitors workflow for the assigned regional team of underwriters.
• Reviews output from direct reports and makes recommendations for improvements.
• Analyzes the creditworthiness of borrowers, identifies key credit issues, and prepares full written analysis according to available information and established policies and procedures accurately and timely.
• Acts as a senior loan adjudication resource in the Business Banking Loan process within prescribed lending authority and credit risk appetite.
• Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.
• Performs other related duties and projects as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Industry: Monetary Authorities-Central Bank
• Education Level: Bachelor's degree