Business Banking Underwriter IV

Huntington National Bank•Flint, MI

1d•Hybrid

About The Position

Description Summary: The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities: Supports Business Banking production by maintaining an individual pipeline of work. Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM. Utilizes single approval authority up to $4MM. Appropriately assess risk profile of borrower. Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed. Tasks as needed to support the line of business and job family. Act as primary back up for their manager as needed for team huddles & meetings. Is positioned with knowledge and expertise to represent direct manager outside of function group as needed. Collaborate with both credit and segment risk to meet or exceed department goals. Performs other duties as assigned.

Requirements

Bachelor's degree
7+years’ experience with business or commercial underwriting in a centralized lending environment

Nice To Haves

Bachelor's degree in business related field
3-4 years leadership / management experience
Ability to underwrite credit exposures in excess of $4MM.
Previous authority to underwrite and decision credits without additional signers.
Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
Proficient use of Microsoft Office and other internet resources
Excellence in customer service, highly motivated, focused and goal oriented.
Excellent written and verbal communication skills, including grammar and demeanor.
Strong organizational skills with attention to detail, planning and follow-up.
Ability to work independently on multiple tasks without compromising quality.
Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.

Responsibilities

Supports Business Banking production by maintaining an individual pipeline of work.
Reviews all financial and credit application information to make sound credit decisions.
Loans would typically include those with most complex credit structures and customer exposure up to $10MM.
Utilizes single approval authority up to $4MM.
Appropriately assess risk profile of borrower.
Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.
Tasks as needed to support the line of business and job family.
Act as primary back up for their manager as needed for team huddles & meetings.
Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.
Collaborate with both credit and segment risk to meet or exceed department goals.
Performs other duties as assigned.