Business Banking Senior Credit Analyst

Sunflower Bank, N.A.•Overland Park, KS

About The Position

At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Business Banking Senior Credit Analyst . Description: The Senior Credit Analyst position will be in a leading role in supporting the Business Banking team with centralized underwriting needs, assist with line of business portfolio management and other complex credit functions.

Requirements

Minimum of three (3) years in commercial credit analysis function.
Analyzing complex credit data and financial statements to determine the degree of risk involved in extending credit
Must possess proven ability to think critically and communicate results concisely and clearly, both verbally and in writing.
Must possess solid business communication skills including ability to write in a professional business manner utilizing correct grammar and sentence structure.
Must possess ability to prioritize and complete tasks or projects on time.
Must have the ability to remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally.
Must possess strong customer service skills.
Must possess good organizational skills, a high level of accuracy and strong attention to detail.
Ability to handle sensitive information with complete confidentiality and professionalism.
Must possess knowledge of, and the ability to use current technology proficiently, including a personal computer, keyboard and mouse, Microsoft Office (Outlook, Word and Excel) and other technology based tools.
Must possess aptitude for learning new systems and applications quickly, specifically Salesforce.com and nCino Bank Operating System.
Travel may be required, as needed.

Nice To Haves

Bachelor’s Degree in Accounting, Finance or other applicable undergraduate or graduate degree, preferred.
In lieu of a degree, applicant must have completed a formal credit training program or certification.

Responsibilities

Producing complex credit analysis assignments for the line of business including new extensions of credit, renewals of credit, annual reviews, modifications and other assignments.
In addition taking a leading role in the underwriting goals to provide guidance and training to other analysts on the team.
Understanding the bank’s metrics and conditions for tracking its client’s operating/financial performance after loan origination including covenant monitoring and borrowing base compliance.
Firm understanding of bank’s loan policy/program for extending credit to its clients.
Provide front end support of loan request packages to ensure all pertinent financial information is in the credit file.
Strong understanding of loan documentation and capable of producing summaries of important loan conditions and collateral structures.
Become efficient in the use of all system and procedures used by the business banking in its daily functioning including spreading software, credit approval software and formats for all formal credit recommendations of various types.
Responsibilities may require an adjusted work schedule, overtime, and evening/weekend hours in order to meet deadlines.