Business Banking Relationship Credit Analyst - South Bay/Long Beach

U.S. Bank • Torrance, CA

8d • Hybrid

About The Position

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description Business Banking Relationship Analysts partner with assigned Relationship Manager(s) to successfully manage Business Banking relationships and the loan portfolio. Job duties include: Contribute to the profitability and growth of Business Banking by retaining and expanding relationships with existing clients. Analyze financial data and prepare comprehensive written analysis. Manage credit quality within the team’s credit portfolio. Provide guidance to customers by identifying and successfully capitalizing on opportunities to deepen and expand existing relationships. Manage credit risk and respond to prospect and/or customer credit questions.

Requirements

• Bachelor's degree, or equivalent work experience
• Five to eight years of Business Banking experience

Nice To Haves

• Well-developed credit and financial analysis skills
• Knowledge of credit administration, analysis, and credit policy/procedure
• Demonstrated understanding of complex financial accounting
• Basic knowledge of bank products and services that results in successfully capitalizing on all opportunities to deepen the relationship
• Ability to work effectively with individuals and groups across the company to manage customer relationships
• Effective verbal and written communication skills

Responsibilities

• Contribute to the profitability and growth of Business Banking by retaining and expanding relationships with existing clients.
• Analyze financial data and prepare comprehensive written analysis.
• Manage credit quality within the team’s credit portfolio.
• Provide guidance to customers by identifying and successfully capitalizing on opportunities to deepen and expand existing relationships.
• Manage credit risk and respond to prospect and/or customer credit questions.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level