Business Banker

City National Bank of Florida • Winter Park, FL

13d

About The Position

Are you a results-driven professional with a passion for building strong business relationships? As a Business Banker , you’ll serve as the primary relationship manager for a portfolio of business clients, focusing on companies generating less than $20 million in gross sales. You’ll drive growth by developing new business, managing client relationships, and delivering tailored financial solutions. This role is ideal for a seasoned banker with expertise in credit analysis, portfolio management, and business development. What You’ll Do Drive Business Growth: Meet and exceed individual and team sales goals, including deposits, loans, and other key metrics. Build Relationships: Expand existing client relationships and acquire new business through referrals, networking, and targeted outreach. Analyze Credit: Conduct preliminary financial statement analysis and creditworthiness assessments to align with bank risk standards. Lead and Collaborate: Provide leadership to the sales team, develop sales strategies, and collaborate with internal partners to deliver a seamless client experience. Portfolio Management: Oversee client portfolios, ensuring covenant compliance, collateral monitoring, and risk management. Client Engagement: Maintain regular contact with top clients to identify cross-selling opportunities and deepen relationships. Market Expertise: Stay informed about market trends, competitors, and opportunities for business growth. Community Involvement: Actively participate in community organizations and events to represent the bank and fulfill CRA (Community Reinvestment Act) requirements.

Requirements

• 5–7 years of business banking experience, including 2+ years in lending and credit analysis.
• Strong business development, consulting, and relationship management skills.
• Proven ability to meet sales goals and maximize cross-sell opportunities.
• Expertise in credit structuring, financial analysis, and risk management. Credit training preferred.
• Bachelor’s degree in Business Administration or a related field required.
• Proficiency in Microsoft Office and CRM tools.
• Exceptional verbal, written, and presentation skills.

Responsibilities

• Develop and execute sales proposals and strategies to grow core deposits and loan funding.
• Structure and complete secured and unsecured business loans, ensuring compliance with bank policies.
• Conduct pre-call planning and prepare for joint client appointments with Small Business Bankers.
• Act as a client advocate, recommending financial solutions and cross-selling bank products and services.
• Evaluate business, industry, and financial risks, documenting assessments in credit approval documents.
• Participate in branch meetings, sales campaigns, and coaching sessions to support team success.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level