Business Banker IV, Kalamazoo, MI

1st Source•Kalamazoo, MI

About The Position

POSITION SUMMARY Responsible for the growth and management of a portfolio of large sized business and very complex accounts. Typically manages a portfolio from $40-$70MM. ESSENTIAL REQUIREMENTS Serves as business banking relationship manager for large sized business customers, providing them with a full range of financial services products; including loans, deposit services and all related business banking services that 1st Source offers. Provides customers with the services/products that result in revenue to meet internal financial goals and control expenses. Reviews and analyzes business plans for investment potential and monitors portfolio for quality and returns. Provides qualified referrals to colleagues for the services/products that 1st Source offers for which they are the specialists. Analyzes and approves credits within prescribed limit, typically handles relationships of $1MM+ and manages a large portfolio. Documents bank/customer relationships and commitments. Retains and strengthens current relationships and seeks to develop new business. Reviews periodically the bank’s exposure and relative account profitability. Performs financial reviews on a timely basis. Complies with bank’s loan policies and procedures and legal requirements. Performs supervisory responsibilities as requested. Must have valid driver’s license. Regular and predictable attendance is an essential requirement of the position. Completes all compliance training related to the position. Understands all applicable laws and regulations that apply to the position and complies with the requirements. NON-ESSENTIAL FUNCTIONS Prepares reports for internal and external needs as required. Performs all other duties as assigned.

Requirements

Ten (10) or more years Personal Banking or Business Banking sales experience preferred.
Good PC skills--proficiency in Microsoft Word and Excel essential.
Strong verbal and written communication skills with the ability to communicate with all levels internally and externally.
Ability to maintain effective relationships with internal service partners and customers in order to gain their trust and respect.
Customer service oriented.
Ability to handle multiple tasks in a fast-paced environment.
Bachelor's Degree in business, economics, or finance is preferred.
Ability to travel to off-site locations for meetings, projects, seminars, etc., as well as ability to travel overnight.

Responsibilities

Serves as business banking relationship manager for large sized business customers, providing them with a full range of financial services products; including loans, deposit services and all related business banking services that 1st Source offers.
Provides customers with the services/products that result in revenue to meet internal financial goals and control expenses.
Reviews and analyzes business plans for investment potential and monitors portfolio for quality and returns.
Provides qualified referrals to colleagues for the services/products that 1st Source offers for which they are the specialists.
Analyzes and approves credits within prescribed limit, typically handles relationships of $1MM+ and manages a large portfolio.
Documents bank/customer relationships and commitments.
Retains and strengthens current relationships and seeks to develop new business.
Reviews periodically the bank’s exposure and relative account profitability.
Performs financial reviews on a timely basis.
Complies with bank’s loan policies and procedures and legal requirements.
Performs supervisory responsibilities as requested.
Must have valid driver’s license.
Regular and predictable attendance is an essential requirement of the position.
Completes all compliance training related to the position.
Understands all applicable laws and regulations that apply to the position and complies with the requirements.
Prepares reports for internal and external needs as required.
Performs all other duties as assigned.