Business Banker I

Simmons Bank • Memphis, TN

407d • $31,200 - $52,000

About The Position

The Business Banker I at Simmons Bank is responsible for acquiring, growing, and retaining a significant client base of small to mid-size commercial relationships. This role focuses on strategic business development, aiming to enhance loan and deposit growth while managing a loan portfolio of approximately $15 - 25 million. The position emphasizes relational selling and requires the banker to act as a trusted advisor, helping clients recognize opportunities and risks while utilizing the bank's products and services.

Requirements

• Bachelor's degree in business, finance, or a related field, or relevant job experience.
• 1-2 years of lending experience with basic sales skills preferred.
• Experience in the local market for better understanding of lending environment.
• Well-developed interpersonal and negotiating skills.
• Excellent written and verbal communication skills.
• Basic accounting, credit, and sales skills.

Nice To Haves

• Experience with lending computer software is preferred.
• NMLS certification required.

Responsibilities

• Acquire, grow, and retain a large client base of key business relationships.
• Utilize a strategic business development plan for the market.
• Manage a loan portfolio of approximately $15 - 25 million.
• Establish and negotiate terms for commercial credit extensions.
• Review and analyze financial information to determine customer creditworthiness.
• Monitor loan repayment activities and collection of past due accounts.
• Adhere to loan policies and procedures with complete documentation.
• Actively refer other bank products to build deep banking relationships.
• Engage in community activities to enhance the bank's reputation.
• Meet individual goals and contribute to team-oriented objectives.

Benefits

• Loan repayment program

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree