BSA Specialist II

United Community Bank, N.A. • Laurens, SC

126d

About The Position

The BSA Specialist III plays a critical role in ensuring compliance with anti-money laundering (AML) regulations. This position is responsible for analyzing complex cases of potentially suspicious activity, dispositioning AML alerts, and filing Suspicious Activity Reports (SARs) in a timely manner. This role requires a solid understanding of the Bank Secrecy Act (BSA), USA PATRIOT Act, and OFAC screening procedures.

Requirements

• Minimum of 2 years of experience in BSA, fraud investigation, or similar banking roles
• Prior experience with AML alert systems and SAR documentation preferred
• High School diploma or equivalent required
• Strong analytical and investigative skills
• Excellent written and verbal communication abilities
• Proficiency in Microsoft Word, Excel, and database systems
• Ability to manage time effectively and work independently
• Comfortable working primarily on a computer
• Commitment to compliance and training requirements

Nice To Haves

• Familiarity with FinCEN CTR processes and exemption analysis
• Experience with BSA AML software and electronic filing systems
• Knowledge of foreign identification documents and risk assessment practices

Responsibilities

• Analyze suspicious account activity reported by branches and BSA AML SAR software
• Recommend SAR filing decisions and prepare SAR documentation with detailed narratives
• Evaluate foreign customer identification documents and assess risk for ACH and RDC customers
• Respond to BSA-related inquiries from internal departments and branches
• Participate in required compliance training and professional development
• Assist with Currency Transaction Report (CTR) filings as needed, including reconciliation, data input, and exemption analysis

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: High school or GED