BSA High Risk Portfolio Analyst II
About The Position
The BSA High Risk Portfolio Analyst II is responsible for conducting enhanced due diligence and ongoing reviews of high-risk customers to support the Bank’s Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and OFAC compliance programs. This role plays a critical part in identifying, assessing, and mitigating financial crime risk through detailed analysis, documentation, and reporting of high-risk customer activity. The Analyst works closely with BSA leadership and cross-functional partners to ensure regulatory requirements are met and that high-risk customer relationships are appropriately monitored, documented, and escalated when necessary.
Requirements
- Minimum of 5 years of BSA/AML and OFAC experience
- Excellent verbal and written communication skills
- Must be accurate, detail-oriented, organized, self-motivated, be a skilled time manager, and work well independently
- Must be reliable, committed to the job, and have a genuine desire to safeguard the bank from reputational risk
- Must be comfortable interacting with all levels of bank management
- Must be willing to travel as needed within the bank’s footprint
Nice To Haves
- Must be willing to travel as needed within the bank’s footprint
- Proficient in Microsoft office
- Must be highly analytical, able to make sound business decisions, and gauge risk according to the bank’s risk appetite
- Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.
Responsibilities
- Perform and document customer due diligence (CDD) and enhanced due diligence (EDD) reviews for high-risk customers
- Conduct ongoing monitoring and periodic reviews of customers within the high-risk portfolio
- Analyze customer activity, transaction patterns, and risk indicators to identify potential suspicious activity
- Prepare detailed high-risk customer analysis and summary reports, including recommendations for account retention or exit
- Support suspicious activity investigations and assist with SAR-related documentation and escalation
- Serve as a point of contact for law enforcement inquiries and information requests related to high-risk customers, as assigned
- Maintain accurate case documentation in BSA/AML systems in accordance with internal policies and regulatory standards
- Collaborate with internal partners, including Compliance, Risk Management, Corporate Security, and Audit
- Assist with internal and external audits, regulatory exams, and information requests as needed
- Stay current on BSA/AML regulatory requirements and internal policy updates
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
