BSA Compliance Analyst

Triangle Credit Union•Nashua, NH

1d•Hybrid

About The Position

We are seeking a detail‑oriented and highly motivated BSA/Compliance Analyst to join our Compliance team. In this critical role, you will help protect the credit union from financial crime by supporting our Bank Secrecy Act (BSA), Anti‑Money Laundering (AML), and Combating the Financing of Terrorism (CFT) programs. This role ensures adherence to all federal and state regulatory requirements, including the USA PATRIOT Act and Office of Foreign Asset Controls regulations. You will conduct investigations, perform ongoing monitoring, collaborate with regulatory agencies, and help ensure the credit union meets all federal and state compliance obligations. This is an excellent opportunity for someone passionate about financial crime prevention, regulatory compliance, and work that truly makes an impact.

Requirements

At least one year of related banking experience. Banking compliance, BSA/AML or audit support experience preferred.
Working knowledge of BSA, AML, CFT, OFAC regulations, and the USA PATRIOT Act.
Strong investigative, analytical, and problem‑solving abilities.
Exceptional writing skills, particularly in drafting SAR narratives.
Ability to work with a high degree of accuracy, confidentiality, and professionalism.
Familiarity with banking systems and Microsoft Office, and Verafin a plus.
Ability to collaborate effectively with auditors, regulators, and internal teams.

Nice To Haves

Banking compliance, BSA/AML or audit support experience preferred.
Familiarity with banking systems and Microsoft Office, and Verafin a plus.

Responsibilities

Conduct reviews of account activity to identify unusual, suspicious, or potentially illicit behavior, including money laundering, fraud and terrorist financing risks using the credit unions transaction monitoring system (Verafin).
Prepare Suspicious Activity Reports (SARs) with submission-ready documentation and narratives in accordance with FinCEN requirements.
Review and finalize Currency Transaction Reports (CTRs), ensuring accuracy and compliance prior to approval and submission. Monitor and disposition daily alerts for OFAC, sanctions, watchlists, and transaction monitoring systems.
Maintain and track Customer Due Diligence (CDD) questionnaires.
Conduct enhanced due diligence (EDD) and investigations on high-risk members and accounts, reporting any unusual/suspicious activity to the BSA Officer.
Maintain records for high-risk member files (i.e. ATMs, Cash Intensive businesses).
Participate in information sharing per FinCEN 314(a) and 314(b).
Process subpoenas and legal requests by conducting account research and collecting/submitting requested documentation to legal entities.
Assist with regulatory exams and internal audits.
Support the Member Identification Program (MIP/KYC).
Conduct regulatory research using legal and regulatory references.
Provide feedback on program enhancements and emerging risks.
Other duties as assigned.