Broker
About The Position
Broker Role: Broker Location: Houston, TX Who are we? Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of 20,000 employees spanning over 100 countries. Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. There’s no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. That’s Howden. Why work at Howden? We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients. Always have, always will. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down disappointed head- hunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. What is the role? We are seeking a detail-oriented Broker in Dallas, TX with an in-office work schedule. The ideal candidate will bring a strong blend of analytical skills, market expertise, and client focused communication to effectively assess risk, design tailored casualty insurance programs and negotiate competitive coverage on behalf of clients. They will excel at interpreting complex business operations, advising clients on policy structures and risk management strategies, and maintaining long-term relationships through proactive service and seamless policy renewals. This individual will demonstrate deep knowledge of key casualty lines and uphold all required state licensing to operate with professionalism and precision. Focused communication to effectively assess risk, design tailored casualty insurance term relationships through proactive service and seamless policy renewals.
Requirements
- Deep understanding of casualty insurance products (e.g., Automobile and General Liability, Worker’s Compensation, and Umbrella/Excess).
- A focus on natural resources/energy, but the knowledge to work on all industries.
- Strong, professional communication skills to interact with clients and underwriting teams.
- Ability to analyze data to accurately broker deals.
- Maintain the necessary state-specific property and casualty insurance licenses.
Responsibilities
- Gathering client data and analyzing their business operations to identify potential risks.
- Selecting insurance companies, submitting applications, and negotiating with underwriters to secure the best, most cost-effective coverage for the client.
- Creating customized, comprehensive insurance programs that address specific liability exposures. These programs could be both guaranteed cost and loss sensitive.
- Explain policy features, coverage, and exclusions. Advise risk management and keep clients informed about industry changes and conditions.
- Managing existing accounts, review policies, and handling renewals to ensure uninterrupted coverage.
Benefits
- Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts
- 401(k) retirement plan
- Flexible Paid Time Off and paid parental leave
- Life and Disability insurance
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
