Branch Manager

AgCarolina Farm Credit•Ahoskie, NC

About The Position

As a Branch Manager at AgCarolina Farm Credit, you’ll play a key role in planning, leading, and organizing the marketing activities, new business development, customer service, human resources, and credit management in the Raleigh branch. You will work independently to service loans, market financial services, and develop strong working relationships with our customers, while growing our business in your territory. You will work in a culture that is mission-driven, welcomes and respects strong customer service skills, multi-tasking, confidentiality, attention to detail, time management, and organization.

Requirements

Education and/or experience equivalent to a Bachelor's degree in business, finance, accounting, or agricultural economics
5+ years of related management and agricultural lending experience, preferred
Strong interpersonal, sales, negotiating, and problem-solving skills
Ability to be assertive and decisive in arriving a sound business decisions
Detail-oriented with excellent communication (oral and written) skills
Computer experience with intermediate skills in Microsoft Office and Outlook
Ability to travel within AgCarolina Farm Credit's territory and outside the territory for training from time to time

Nice To Haves

MBA a plus
Agricultural background preferred
Lending experience preferred

Responsibilities

Lead and direct branch in new business development efforts, ensuring prompt delivery of service that meets customer needs
Assist in planning and monitoring branch marketing activities
Maximize branch profitability, monitor performance to ensure efficiency and cost-effectiveness in accordance with business plan and budgets
Manage and directly supervise loan officers and servicing specialists
Actively participate and seek lending relationships with existing and new customers
Coordinate applications for branch-referred new and existing customers
Develop and analyze all types of credit information
Use delegated authority to approve loan structures, pricing, and conditions on loan transactions
Evaluate risk of loan transactions and assign probability of default and loss given default, ensuring credit quality
Ensure loans are in compliance with Association's policies and procedures
Collaborate effectively with team members and neighboring departments
Remain active in community and industry events
Demonstrate a commitment to fair lending practices
Build and maintain a positive working relationship with others to enhance the Association’s reputation in the market

Benefits

Competitive base pay, and eligibility for incentive pay based on personal and Association performance
Comprehensive benefits (medical, dental, life, LTD, and others) effective the first day of the month following your date of hire
Maternity, Paternity, and Caregiving Leave, because we care about our employees and know they have responsibilities outside of work
A market-leading 401(k) plan (with a dollar-for-dollar match on the first 6% you defer, plus an AgCarolina discretionary contribution)
Paid Time Off, plus 13 paid holidays annually
Training and professional development opportunities, and defined career pathways for many roles
Meaningful work that allows one to make a difference in agricultural and rural communities and to develop professionally
Opportunities for work-life balance that includes employee appreciation and family events
A great work environment with colleagues who have a shared commitment to our core values
Opportunities for everyone to think and act like a leader, regardless of the position you hold
A comprehensive wellness plan: we recognize that our greatest asset is our people—and for our people to perform at their best, they must be healthy and well.