Branch Manager

Farm Credit Bank Of Texas•Ahoskie, NC

About The Position

Branch Manager - Ahoskie, NC Are you passionate about supporting agriculture and rural communities? Do you thrive in a collaborative environment where your leadership and customer service skills make a real impact? If so, we want to hear from you! As a Branch Manager at AgCarolina Farm Credit, you'll play a key role in planning, leading, and organizing the marketing activities, new business development, customer service, human resources, and credit management in the Raleigh branch. You will work independently to service loans, market financial services, and develop strong working relationships with our customers, while growing our business in your territory. You will work in a culture that is mission-driven, welcomes and respects strong customer service skills, multi-tasking, confidentiality, attention to detail, time management, and organization. What You'll Do: Lead and direct branch in new business development efforts, ensuring prompt delivery of service that meets customer needs Assist in planning and monitoring branch marketing activities Maximize branch profitability, monitor performance to ensure efficiency and cost-effectiveness in accordance with business plan and budgets Manage and directly supervise loan officers and servicing specialists Actively participate and seek lending relationships with existing and new customers Coordinate applications for branch-referred new and existing customers Develop and analyze all types of credit information Use delegated authority to approve loan structures, pricing, and conditions on loan transactions Evaluate risk of loan transactions and assign probability of default and loss given default, ensuring credit quality Ensure loans are in compliance with Association's policies and procedures Collaborate effectively with team members and neighboring departments Remain active in community and industry events Demonstrate a commitment to fair lending practices Build and maintain a positive working relationship with others to enhance the Association's reputation in the market What We Value: At AgCarolina, we believe in: Customer Focus - Building strong relationships through responsiveness and professionalism Collaboration - Working closely with your team and other departments to deliver exceptional service Excellence - Bringing precision, organization, and confidentiality to everything you do Growth - Enjoying opportunities for growth, development, and meaningful contribution What We're Looking For: Education and/or experience equivalent to a Bachelor's degree in business, finance, accounting, or agricultural economics; MBA a plus 5+ years of related management and agricultural lending experience, preferred Strong interpersonal, sales, negotiating, and problem-solving skills Ability to be assertive and decisive in arriving a sound business decisions Detail-oriented with excellent communication (oral and written) skills Computer experience with intermediate skills in Microsoft Office and Outlook Ability to travel within AgCarolina Farm Credit's territory and outside the territory for training from time to time Agricultural background preferred Lending experience preferred Our Commitment: Joining AgCarolina means being a part of a community rooted in serving agriculture and rural communities, yielding a prosperous future for our members and employees. In exchange for your time, talent, and commitment, we are committed to offering our employees: Competitive base pay, and eligibility for incentive pay based on personal and Association performance Comprehensive benefits (medical, dental, life, LTD, and others) effective the first day of the month following your date of hire Maternity, Paternity, and Caregiving Leave, because we care about our employees and know they have responsibilities outside of work A market-leading 401(k) plan (with a dollar-for-dollar match on the first 6% you defer, plus an AgCarolina discretionary contribution) Paid Time Off, plus 13 paid holidays annually Training and professional development opportunities, and defined career pathways for many roles Meaningful work that allows one to make a difference in agricultural and rural communities and to develop professionally Opportunities for work-life balance that includes employee appreciation and family events A great work environment with colleagues who have a shared commitment to our core values Opportunities for everyone to think and act like a leader, regardless of the position you hold A comprehensive wellness plan: we recognize that our greatest asset is our people—and for our people to perform at their best, they must be healthy and well. AgCarolina Leader Competencies: Drives Results Builds Effective Teams Instills Trust Communicates Effectively Ensures Accountability Develops Talent Drives Engagement Manage Complexity Collaborates Adaptability Internal candidates must have at least 2 years of Farm Credit experience, a Fully Successful rating or higher on their most recent performance review and have been in their current role for at least 2 years before applying. Interview Process: Applications received within the first 2 weeks of posting date will receive priority consideration. The position will remain open, however, until the vacancy is filled. Phone Screen with AgCarolina HR Representative In-person interview Equal Opportunity Employer/including Disabled/Veterans. AgCarolina is unable to sponsor employment visas at this time.

Requirements

Education and/or experience equivalent to a Bachelor's degree in business, finance, accounting, or agricultural economics
5+ years of related management and agricultural lending experience, preferred
Strong interpersonal, sales, negotiating, and problem-solving skills
Ability to be assertive and decisive in arriving a sound business decisions
Detail-oriented with excellent communication (oral and written) skills
Computer experience with intermediate skills in Microsoft Office and Outlook
Ability to travel within AgCarolina Farm Credit's territory and outside the territory for training from time to time

Nice To Haves

MBA a plus
Agricultural background preferred
Lending experience preferred

Responsibilities

Lead and direct branch in new business development efforts, ensuring prompt delivery of service that meets customer needs
Assist in planning and monitoring branch marketing activities
Maximize branch profitability, monitor performance to ensure efficiency and cost-effectiveness in accordance with business plan and budgets
Manage and directly supervise loan officers and servicing specialists
Actively participate and seek lending relationships with existing and new customers
Coordinate applications for branch-referred new and existing customers
Develop and analyze all types of credit information
Use delegated authority to approve loan structures, pricing, and conditions on loan transactions
Evaluate risk of loan transactions and assign probability of default and loss given default, ensuring credit quality
Ensure loans are in compliance with Association's policies and procedures
Collaborate effectively with team members and neighboring departments
Remain active in community and industry events
Demonstrate a commitment to fair lending practices
Build and maintain a positive working relationship with others to enhance the Association's reputation in the market

Benefits

Competitive base pay, and eligibility for incentive pay based on personal and Association performance
Comprehensive benefits (medical, dental, life, LTD, and others) effective the first day of the month following your date of hire
Maternity, Paternity, and Caregiving Leave, because we care about our employees and know they have responsibilities outside of work
A market-leading 401(k) plan (with a dollar-for-dollar match on the first 6% you defer, plus an AgCarolina discretionary contribution)
Paid Time Off, plus 13 paid holidays annually
Training and professional development opportunities, and defined career pathways for many roles
Meaningful work that allows one to make a difference in agricultural and rural communities and to develop professionally
Opportunities for work-life balance that includes employee appreciation and family events
A great work environment with colleagues who have a shared commitment to our core values
Opportunities for everyone to think and act like a leader, regardless of the position you hold
A comprehensive wellness plan: we recognize that our greatest asset is our people—and for our people to perform at their best, they must be healthy and well