Branch Manager / Lender

First Federal Bank of Louisiana•Oakdale, LA

About The Position

First Federal Bank of Louisiana is currently seeking a Branch Manager / Lender in Oakdale, Louisiana. About Us First Federal Bank of Louisiana is a full-service, locally owned community bank that has helped build the communities we serve for over 75 years. With over one billion dollars in assets and 16 offices currently serving multiple parishes across Southwest and Central Louisiana, we are proud to offer our customers comprehensive retail and commercial products as well as investment services to meet all of their financial needs. Empowering people and places to realize and attain their dreams is what our community-first banking is all about, and that’s what our team strives to do in the communities we serve each and every day. Visit www.ffbla.bank [http://www.ffbla.bank] to learn more. Member FDIC, Equal Housing Lender. Position Summary Increases market shares by interviewing applicants and examining, evaluating and authorizing approval of applications for residential mortgage loans and consumer loans. Establishes and helps to attain internal performance objectives for the branch office business volume, deposits, loan portfolios and quality of audit reports. Exercises executive control over the functions of the branch.

Requirements

Bachelor’s degree from four-year college or university in business, finance or related field
Minimum of two (2) years related lending or finance experience in a financial institution and/or training

Responsibilities

Responsible for overall branch office operations and profitability, but delegates all operational and managerial duties to the Senior Branch Supervisor or Branch Supervisor; Supports the Branch Supervisor by assisting with operational duties when needed
Contacts customers, businesses, community and civic organizations to promote goodwill and generate new business; visits real estate brokers, sales agents and local builders to promote mortgage services
Verifies accuracy of loan application by interviewing applicants and requesting specific information or documentation to resolve any questions regarding application information
Analyzes applicant financial status to determine if established standards for further consideration are met; confers with underwriter to resolve mortgage application issues
Analyzes financial statements, tax returns and financial information to determine if the loan request and/or the applicant meets internal guidelines
Approves or denies various types of loans and/or confers with Chief Retail Officer or loan committee, if request is outside lending authority
Recommends residential mortgage loans be approved or denied; submits loans to underwriting for final approval or denial; informs applicant of loan acceptance or denial
Cross-sells and refers other bank products and services, including but not limited to deposits and investment services, and increases customer relationships
Promotes and enhances the corporate culture and fosters the development and implementation of the organizational vision
Complies with specific job related BSA policies and procedures
Compliance training is assigned to all Bank personnel based on their position with the Bank Employees are required to complete all assigned training timely and in accordance with Bank policy