Farmers-Merchants Bank and Trust Co-posted 2 days ago
Full-time • Mid Level
Breaux Bridge, LA

As a Branch Manager you will ensure the branch will meet and exceed customer expectations. You will direct all aspects of branch operations, grow the deposits of the branch & coach Tellers and Customer Service Representatives. You will collaborate with lending partners & treasury management to provide a seamless experience for our customers. As a Consumer Loan Officer, you will evaluate, authorize, or recommend approval of various types of loans offered by FM Bank.

  • Act as the leader of the branch in creating a great customer experience
  • Partner with tellers to make every entrance into the branch a warm and welcome one
  • Assist Customer Service Representatives in maintaining customer relationships
  • Educate customers on how to use our electronic services
  • Create an environment that encourages the entire branch team to provide exceptional customer service
  • Address customer issues promptly & effectively
  • Manage and coach branch employees
  • Recruit, vetting, interviewing, and hiring new employees
  • Coach, develop, motivate, and support tellers, CSRs, and Universal Bankers so that they can provide great customer service
  • Work with team to identify customer needs
  • Bring out the best in branch employees by training, coaching, and motivating
  • Drive deposit & loan growth for the branch
  • Develop goals to grow business and increase the Bank's number of active accounts
  • Work with Customer Service Representatives to cultivate new and existing deposits
  • Work with loan officers & treasury management officer to grow deposits
  • Oversee approval of loans, lines of credit, and other fiscal plans
  • Advise on procedures and financial management as well as developing policies
  • Market the Branch within the community to attract business
  • Maintain and oversee all banking procedures and processes
  • Meet with loan applicants to identify their needs and collect information for loan applications.
  • Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
  • Approve or decline loans within lending limits.
  • Determine if requested loans fit into guidelines for specific products and, if not, recommend alternative products.
  • Request additional information needed to complete the loan decision, such as lien searches, flood certifications, appraisals, proof of income, etc.
  • Complete loan contracts.
  • Interview applicants to define financial eligibility and establish debt payment plans.
  • Monitor and update account records.
  • Submit loan applications in a timely manner.
  • Prepare detailed loan proposals.
  • Respond to applicants' questions and resolve any loan-related issues.
  • Operate in compliance with laws and regulations.
  • Other duties, as assigned
  • Bachelor's Degree in Business Management, Finance, or related field preferred
  • Management experience preferred
  • Three years of Teller experience with an excellent balancing record & an excellent attendance record
  • Two years of strong CSR experience
  • Solid understanding of loan regulations
  • For internal applicants - satisfactory evaluation on previous evaluation(s)
  • Proven track record of good performance
  • Firm grasp of modern management skills and tactics
  • The ability and willingness to attend training classes (offered at FM Bank & outside sources)
  • Ability to set a positive tone of the branch to provide exceptional customer service & an engaging culture
  • Outstanding leadership skills, with a successful record of coaching and mentoring employees
  • Strong desire to influence, educate, and mentor employees to improve results
  • Strong decision maker
  • Demonstrated commitment to operational integrity
  • Organizational skills
  • Positive/friendly attitude
  • Must have a professional appearance & manner
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