Bilingual (English/Spanish) Community Lender

Centier Bank • Indianapolis, IN

122d • $24

About The Position

The Bilingual (English/Spanish) Community Lender is responsible for participating with local affordable housing agencies in training and educating potential clients, proactively soliciting those potential clients, soliciting referral sources to get mortgage loans, providing information during inquiries, and ultimately inviting the client to make an application. The role involves interviewing mortgage loan applicants in a friendly and efficient manner by securing an application and all supporting documents for submission to loan processing.

Requirements

• Bachelor's degree in a business related field.
• 3 years commissioned lending experience.
• Bilingual (English/Spanish) required.

Responsibilities

• Make sales calls on realtors, builders, and other pertinent parties for the purpose of soliciting mortgage loans and developing banking relationships.
• Participate with affordable housing agencies in the respective local markets.
• Interview loan applicants to document income, debt, credit history, employment, and general information.
• Request and review documents necessary to properly process an application.
• Determine if applicants meet established standards or what additional information might be necessary.
• Analyze financial information, including tax returns.
• Inform applicants of all costs and closing fees associated with the loan request.
• Submit completed loan applications and all supporting documents to loan processing.
• Call applicants to resolve discrepancies such as derogatory credit or unlisted debt.
• Inform loan applicants of loan approval or denial.
• Participate in all scheduled meetings deemed necessary by management.
• Communicate openly and honestly with all bank associates and clients.
• Meet production goals on a monthly basis.
• Attend loan closings.
• Understand and adhere to all bank and government regulations, rules, policies, and procedures.

Benefits

• Access to Marathon Health Clinics providing FREE visits & prescriptions.
• Generous Paid Time Off benefit.
• Tuition Reimbursement.
• 401K match.
• Associate Stock Ownership Plan.
• Daycare Reimbursement.
• FREE Onsite Fitness Center/Fitness Reimbursements.
• Health and Wellness Programs.
• Career Growth.
• Work/Life Balance.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree