Bank Examiner Trainee

State of North Carolina

22h•Hybrid

About The Position

The N.C. Office of the Commissioner of Banks (NCCOB) is responsible for the chartering and regulation of North Carolina's state banks, trust companies, mortgage companies, as well as registration and licensing of various financial institutions operating in North Carolina. Their mission is to promote and maintain the strength and fairness of the North Carolina financial services marketplace through the supervision and regulation of financial service providers. NCCOB is seeking two (2) entry-level financial examiners. These positions require an extensive training progression over a 3-year period. The role involves the regulation of commercial banks, savings banks, savings and loan associations, and their holding companies, subsidiaries, and other affiliates. The work requires significant overnight travel (approximately 50-80%) and operates on a compressed schedule with every Friday off. Examiners may reside anywhere in the State of North Carolina.

Requirements

Demonstrate the ability to learn laws, rules, regulations, industry standards, and accounting/reporting processes applicable to banking
Ability to apply this knowledge in analyzing the financial records of banks by identifying areas of risk, material deficiencies, and violations of state and federal laws and regulations
Ability to apply newly acquired competencies from attending required training
Demonstrate ability to present, both orally and in written form, concise, comprehensive, and accurate findings of the bank's condition
Demonstrate ability to establish and maintain effective working relationships with persons contacted in course of work
Proficiency in Excel, Word, and a working knowledge of PowerPoint
Required to learn regulatory software products, such as Examination Tool Suite
Ability to qualify through an equivalent combination of education and experience

Responsibilities

gathering, organizing, and analyzing financial institution data and industry information
drawing conclusions and documenting findings to assess the safety and soundness of the institution and its compliance with Federal and State laws and regulations
identifying a financial institution's exposure to risk, and determining noncompliance with internal policies
preparing written reports
consulting with managers of financial institutions and other interested parties
making recommendations of corrective actions, and reviewing and monitoring compliance with these actions
maintaining strict confidentiality and discretion in the course of conducting business
work promotes public confidence in the industry