Bank Credit Risk Analyst

Stifel•Saint Louis, MO

22d

About The Position

The Bank Credit Risk Analyst is a key contributor to the Credit Analytics team, supporting the development and maintenance of credit risk models and reporting processes. This role focuses on preparing and analyzing financial statements, assisting with CECL model development, and using data analytics to support decision-making. The position requires strong analytical skills, attention to detail, and the ability to collaborate across departments to ensure accurate and timely risk reporting.

Requirements

Ability to translate complex data into clear, actionable insights.
Strong proficiency of financial statements and general understanding of banking terminology.
Ability to connect financial performance with credit risk implications.
Working knowledge of data collection (i.e., gathering, sorting, cleaning, and analyzing data from various sources).
Exceptional attention to detail and accuracy.
Strong organizational skills.
Minimum Required: Bachelor's degree in Finance, Accounting, Economics, Data Science, Statistics, Mathematics, Computer Science, or a related field or equivalent experience.
Minimum Required: No experience required; 1+ years' of experience in finance or related field preferred.
Licenses & Credentials Minimum Required: None.
Proficient in Microsoft Excel, PowerPoint, Word, and Outlook.

Nice To Haves

Familiarity with Statistical Analysis concepts and tools.
Advanced proficiency in Microsoft Excel (pivot tables, formulas) preferred.
Familiarity with programming languages, R, SQL, and PowerBI preferred.

Responsibilities

Support CECL model development, testing, and enhancements under guidance of the Credit Risk Officers.
Analyze financial performance and translate findings into credit risk implications.
Prepare, spread, and review financial statements for CECL modeling, analysis, and dashboard reporting.
Ensure accuracy and completeness of data used in CECL models.
Develop and present data visualizations to communicate risk insights.
Articulate the results of the model to senior executives including CFO, CAO, and CCO.
Maintain detailed documentation of modeling processes and regulatory reports.
Collaborate with cross-functional teams to meet data and reporting needs.
Assist Chief Credit Officer and Credit Risk Officer with special projects including board reports, internal financial reporting, and regulatory reporting support.