AVP, Portfolio Credit

Synchrony • Lyons, IL

108d

About The Position

As the VP, Portfolio Credit, you will assume ownership of full life cycle credit risk management. You will be responsible to provide Credit Risk reporting and analysis with primary accountability for identifying and managing consumer credit risk across all components of the cardholder life-cycle through data gathering and analytics. You will support and interact with the Virgin Red client teams and with key contacts throughout Synchrony. Our way of working allows you to have the option to work from home, near one of our Hubs, or come into one of our offices. Occasionally you may be required to commute to our nearest office for in-person engagement activities such as business or team meetings, training, and culture events.

Requirements

• Bachelor's degree and 6+ years in a consumer and/or commercial Credit/Risk, Finance, or Analytics role; or in lieu of a bachelor's degree, 8+ years in a consumer and/or commercial Credit/Risk, Finance or Analytics role.
• 3+ years’ experience analyzing large data sets to derive strategic actionable credit insights including SAS, SQL, R or Python Programming Skills or other related analytic tools.

Nice To Haves

• Ability to accurately condense large amounts of information and present in a simple, cogent manner to senior level management and clients.
• Strong analytical skills, highly comfortable working in a quantitative environment.
• Experience operating as part of a cross functional team.
• Use of advanced technical & analytical competencies in driving effective strategic goals.
• Strong communication and presentation skills.
• Familiarity with consumer lending products and practices.
• Advanced experience with SAS/SQL or other related analytic tools.

Responsibilities

• Work closely with retail clients to minimize both Synchrony Financials’ and the retailer’s risk, while continuing to grow the portfolio.
• Work effectively cross-functionally to drive smart growth and client satisfaction delivering safety and soundness in the portfolio.
• Prepare and present client facing and leadership team presentations to facilitate informed decisions.
• Be a leader in driving enhanced strategies, using champion/challenger leanings to manage credit and fraud risk.
• Provide analytics and input for deal and promotional pricing activities.
• Coordinate multisite/country resources to ensure delivery and accuracy of monthly MIS and reporting needs to meet internal and external requirements.
• Coordinate planning cycle with client teams to ensure consistency in business plans.
• Responsible for providing clear guidance to the organization on risk appetite and prudent growth.
• Maintain effective and credible challenge of critical decisions and business processes.
• Perform other duties and/or special projects as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees