AVP Operations Analyst - MidFirst Business Credit

MidFirst Bank • Alpharetta, GA

2d

About The Position

Seeking a detail-oriented and analytical professional to join the team as an
Analyst with a defined path toward an Operations Management role. This position
is designed for candidates who want to build a strong foundational in collateral
analysis, portfolio monitoring, and loan operations, while developing the
leadership and process management skills required to oversee operations.

Monitor collateral performance including accounts receivable, inventory, and
other pledged assets. Identify trends, risks, and discrepancies in client
reporting. Support funding requests, advances, and reconciliations. Perform
verifications to track collateral, monitor loans, and prevent fraud. Perform
field exam support and assist in reviewing audit findings.

Work with Underwriting and Portfolio team in evaluating prospective and existing
borrowers by analyzing financial performance, collateral quality, and overall
credit risk. Assess borrower credit worthiness and identify key risks and
mitigants. Participate in due diligence processes including financial,
operational and collateral reviews. Build and maintain financial models to
support credit decisions. Evaluate trends in revenue, profitability, liquidity,
and leverage.

Assist in developing and documenting standard operating procedures. Ensure
adherence to internal controls, policies, and regulatory requirements. Review
legal documentation to ensure alignment with approved structures. Over time will
start to transition into managing operational workflows, improving processes,
and leading a team.

Requirements

• Bachelor’s degree in a related field, or equivalent work experience.
• Minimum five (5) years experience in asset based or commercial bank lending.
• Strong analytical and problem-solving skills.
• Strong presentation, verbal and written communication skills.
• Working knowledge of credit and credit quality.
• Working knowledge of bank products and services.
• Ability to work effectively with individuals and groups in managing customer relationships.

Responsibilities

• Monitor collateral performance including accounts receivable, inventory, and other pledged assets.
• Identify trends, risks, and discrepancies in client reporting.
• Support funding requests, advances, and reconciliations.
• Perform verifications to track collateral, monitor loans, and prevent fraud.
• Perform field exam support and assist in reviewing audit findings.
• Work with Underwriting and Portfolio team in evaluating prospective and existing borrowers by analyzing financial performance, collateral quality, and overall credit risk.
• Assess borrower credit worthiness and identify key risks and mitigants.
• Participate in due diligence processes including financial, operational and collateral reviews.
• Build and maintain financial models to support credit decisions.
• Evaluate trends in revenue, profitability, liquidity, and leverage.
• Assist in developing and documenting standard operating procedures.
• Ensure adherence to internal controls, policies, and regulatory requirements.
• Review legal documentation to ensure alignment with approved structures.
• Transition into managing operational workflows, improving processes, and leading a team.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 11-50 employees