AVP, BPL Fulfillment Manager

Genstone Realty•Chicago, IL

29d•$122,720 - $131,040

About The Position

Reporting to the VP, Mortgage Operations, this position is responsible for making informed credit recommendations for the Company for borrowers seeking financing solutions for business purpose lending (BPL). The position reviews BPL loans and underwrites them to company guidelines while working closely with the VP, Mortgage Operations to monitor credit risk and policy. The role is responsible for maintaining the quality of the Company’s assets and mitigating financial losses by performing a detailed analysis of a borrower’s entity, financial profile, track record and collateral characteristics. This position collaborates with operations and sales to ensure the collective team is knowledgeable and up to date on lending guidelines and requirements for BPL products. The role is responsible for ensuring that all credit recommendations and property financing loan approvals conform to the Company’s underwriting guidelines and investor purchase requirements. Additionally, the role is responsible for maintaining all Service Level Agreements established by the Company.

Requirements

Bachelor’s Degree in Business, Finance, or related field (or equivalent combination of years of experience with High School Diploma/GED)
5+ years of successful mortgage loan underwriting experience, including Business Purpose Loans (BPL)
3+ years’ experience managing people and leading teams highly preferred
Comprehensive knowledge of BPL product offerings, including but not limited to DSCR, Fix and Flip, Blanket Loans, Multi Family Loan Products
Proven ability to review, analyze, and issue accurate loan approval findings
Prior experience collaborating and working effectively with sales/ account executives
Strong project management skills and experience
Strong skills and experience in MS Word, Excel, and PowerPoint
Strong verbal and written communication skills
Strong interpersonal skills with the ability to develop and maintain effective relationships across the organization
Collaborative and consultative work style; high team-orientation
Effective management skills to include talent selection, training, coaching, and performance management
Demonstrated ability to foster an environment of positive employee engagement and trust
Open to change; agile; high learning agility
Strong analytical skills coupled with sound judgement
Strong problem-solving abilities
Ability to analyze and interpret data to identify opportunities and propose solutions
Demonstrated ability to establish credibility for recognizing and supporting the organization’s culture, values, and priorities
Strong project management skills
Strong attention to detail; strong quality and compliance orientation
Ability to effectively prioritize under tight deadlines in a fast-paced, dynamic environment; effective time management
Self-directed; ability to proactively ask questions and surface issues/ concerns
Professional maturity, integrity, ability to maintain confidential data and information
Strong business acumen; strong fiscal and technical aptitude

Responsibilities

Making informed credit recommendations for the Company for borrowers seeking financing solutions for business purpose lending (BPL).
Reviews BPL loans and underwrites them to company guidelines while working closely with the VP, Mortgage Operations to monitor credit risk and policy.
Maintaining the quality of the Company’s assets and mitigating financial losses by performing a detailed analysis of a borrower’s entity, financial profile, track record and collateral characteristics.
Collaborates with operations and sales to ensure the collective team is knowledgeable and up to date on lending guidelines and requirements for BPL products.
Ensuring that all credit recommendations and property financing loan approvals conform to the Company’s underwriting guidelines and investor purchase requirements.
Maintaining all Service Level Agreements established by the Company.