AUTO UNDERWRITER

HGREG NISSAN DELRAY • West Palm Beach, FL

122d • $150,000

About The Position

The Auto Underwriter is responsible for facilitating the submission of credit applications to HGreg's preferred lenders with the aim of obtaining approval for car purchases. This position involves analyzing credit data, financial statements, income documents, proof of residency, and other pertinent documents of individuals to assess the level of risk involved in extending credit and securing loan approval.

Requirements

• Minimum of three (3) years current Auto Credit experience with background in loan processing is preferred.
• Demonstrates analytical thinking - analyzes information, identifies key issues and draws logical conclusions.
• Strategic thinker - identifies opportunities to achieve goals while anticipating impacts and consequences to the business.
• Must be able to work independently in a fast-paced, goal-oriented environment.
• Must maintain a valid in-state Driver's License and be considered insurable with the dealerships insurance policy.

Responsibilities

• Submit credit applications to HGreg's preferred lenders to obtain approvals for car purchases.
• Analyze credit data, financial statements, income documents, proof of residency, and other relevant documents to determine the level of risk involved in extending credit.
• Review credit reports and ensure the accuracy of the information.
• Communicate with lenders, customers, and other departments to facilitate timely and efficient processing of credit applications.
• Maintain accurate records of credit applications, approvals, and rejections.
• Provide guidance and assistance to customers regarding credit requirements and loan options.
• Stay up-to-date with lending regulations and credit policies to ensure compliance.
• Collaborate with team members to optimize the credit application process and improve customer experience.
• Adhere to established performance metrics and goals.
• Possess basic knowledge of computers and programs such as Microsoft Office applications, Dealer socket, DealerTrack, Google applications and Reynolds.

Benefits

• Dental insurance
• 401(K)
• Health insurance
• Vision insurance
• Paid Time Off
• Paid Group Term Life Insurance
• Paid Training to promote professional growth
• Employee Assistance Program (EAP)
• Supplemental Personal Accident Insurance

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Motor Vehicle and Parts Dealers