Auto Fraud Investigator BL Risk Analyst II

Ally • Phoenix, AZ

399d

About The Position

The Portfolio Risk Analyst at Ally Financial plays a crucial role in managing and mitigating risks associated with the Consumer Auto portfolio. This position involves conducting complex analyses and in-depth research on credit risk management issues, ensuring compliance with regulations, and preparing detailed investigative reports. The analyst will work collaboratively with various departments to enhance controls and recover potential losses, all while maintaining a focus on the company's risk culture and commitment to employee well-being.

Requirements

• Associate/Bachelor's/MBA degree in Business, Finance, Economics, Mathematics or Statistics preferred.
• Minimum of 3+ years' experience in fraud investigations or Consumer Fraud Industry experience required.
• Certification in area of specialization-CFE (Certified Fraud Examiner Certification) or equivalent strongly preferred.
• Knowledge of auto and bank fraud investigative techniques preferred.
• Understanding of risk management concepts and key performance drivers within consumer lending portfolios.
• Strong understanding of threats relating to auto financing operations.
• Excellent organizational, management, and communication skills.
• Ability to foster collaborative work partnerships and influence at all organizational levels.
• Demonstrated ability to work collaboratively and effectively at all levels of the organization.

Nice To Haves

• Knowledge of fraud risks and schemes.
• Experience working with law enforcement and industry partners.

Responsibilities

• Provide investigative and fraud risk services in support of the Automotive Finance Line of Business.
• Investigate external financial crimes and review current controls, recommending enhancements.
• Prepare investigative reports for senior leadership and FinCEN.
• Utilize financial investigative tools to establish investigative plans and gather evidence.
• Evaluate investigative findings and draft clear reports communicating with stakeholders.
• Maintain knowledge of investigative fraud techniques, privacy laws, and bank regulations.
• Execute countermeasures and mitigation strategies to prevent losses.
• Collaborate with other Ally functions to recover potential losses.
• Ensure compliance with established standards and policies for auto.
• Support the development of the Risk Appetite Statement for the Consumer Auto Portfolio.

Benefits

• Competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
• Industry-leading 401K retirement savings plan with matching and company contributions.
• Student loan and 529 educational assistance programs.
• Tuition reimbursement and other financial well-being programs.
• Flexible health and insurance options including dental and vision.
• Pre-tax Health Savings Account with employer contributions.
• Adoption, surrogacy, and fertility support.
• Parental and caregiver leave, back-up child and adult/elder day care program.
• LifeMatters® Employee Assistance Program.
• Subsidized and discounted Weight Watchers® program.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Printing and Related Support Activities
• Education Level: Associate degree