Attorney - Insurance Defense

FCCS•Greenwood Village, CO

3d•$147,000 - $215,000•Hybrid

About The Position

We are seeking a highly motivated Attorney with experience in insurance defense to join our dynamic Risk Management and Insurance team, reporting to the Chief Risk Management Officer and EVP. This role will have an opportunity to collaborate closely with executive leadership and is ideal for candidates with aspirations toward broader strategic influence. FCCS provides a tremendous culture to its employees with a focus on work/life values. In addition to competitive pay and benefits, our Denver-based employees operate on a hybrid schedule, currently working remotely 3 days/week. The benefits and bonus structure are unique and a competitive advantage for FCCS making us a Great Place to Work certified organization. In addition to an annual bonus opportunity and competitive benefits, the salary range for this position is $147,000-215,000 annually.

Requirements

Juris Doctor (JD) from an accredited law school and admission to practice law in at least one U.S. jurisdiction required.
10+ years of legal experience with a strong focus on insurance coverage law, preferably in-house or with a firm focused on insurance matters.
Deep knowledge of property & casualty insurance and related regulatory frameworks.
Strong legal writing and research skills.
Excellent communication and negotiation ability.
Highly organized to service and prioritize the needs of multiple customers simultaneously.
Able to meet deadlines under pressure and adjust to changing priorities.
Able to maintain a consistently high level of productivity and accuracy.
Able to work in a fast paced, service-focused environment.
Enjoy working in a team / collaborative environment while also being able to work independently.
Ability to work efficiently, serve customers remotely as well as travel at 25% for customer visits, litigation, insurance underwriting meetings and presenting at conferences.

Responsibilities

RMIS Team Support: Provide strategic legal guidance to RMIS team regarding insurance-related risks, coverage design, and enterprise risk transfer strategies.
Develop and implement internal legal and compliance policies related to insurance.
Participate in audits, training, and risk assessments to support corporate compliance and claims best practices.
Serve as an officer of the captive ensuring compliance and strategic effectiveness.
Claims Defense: Support claims management by advising on complex or high-exposure claims, subrogation opportunities, and settlement negotiations.
Provide legal opinions on coverage issues, claims, and related disputes under applicable state and federal laws.
Advise internal stakeholders on coverage determinations, reservations of rights, denials, and related claims matters.
Represent the organization in coverage litigation and coordinate with outside counsel as needed.
Manage litigation matters as lead counsel, including case assessment, pleadings, discovery, depositions, expert coordination, and trial preparation and participation.
Program Policy and Coverage Management: Draft, review, and update Captive insurance policies, endorsements, and underwriting guidelines to ensure compliance and alignment with risk management strategies.
Analyze and interpret insurance policies, including general liability, professional liability, property, pollution, cyber, and other specialty lines.
Monitor legal and regulatory developments affecting insurance coverage and ensure timely updates to policy language.
Collaborate with internal teams and external brokers/insurers to assess insurance needs and maintain appropriate coverage.
Farm Credit System Engagement: Deliver presentation – speak at carrier and broker meetings, board and client board meetings, internal team presentations, conferences, webinars and other key engagements.
Loss Mitigation: Develop Loss mitigation strategies – assist in complex loss prevention efforts, including customer policy updates (i.e. handbooks), regulatory impact assessments and risk mitigation best practices.