Associate Underwriter

Sfbli•Jackson, MS

1d•Onsite

About The Position

Our Underwriting team is looking for an Associate Underwriter to review and classify life applications for all factors affecting insurability up to a retention limit of $250,000. The underwriter has extensive contact with credit reporting agencies, doctors' offices, reinsurance companies, Home Office Reference Lab and agents.

Requirements

Bachelor’s degree or a combination of education and experience
Ability to function effectively in the workplace as exhibited through one's integrity, courage to act and communication skills
Ability to work with others effectively as exhibited through one's respect for people and commitment to teamwork
Ability to meet organizational goals and customer expectations as exhibited through one's accountability for results, commitment to service and initiative
Ability to perform the essential functions of the job as exhibited through one's growth in job knowledge and professional development

Nice To Haves

Complete ALU 101 in first 12 months after becoming Associate Underwriter, preferred

Responsibilities

Review pending applications (new business, conversions, reinstatements, and changes to benefits) and make initial requests needed to evaluate the case.
Analyze medical information, inspection reports, MVR reports and other information, and classify the risk.
Communicate with the field force on questions regarding pending applications and underwriting decisions while using discretion when discussing privileged and confidential information.
Study underwriting material, articles, and books to keep informed.
Review and analyze cases from co-workers for second-initialing, and offer opinions and assistance.
Refer the case to a co-worker for second initialing when the request is above the retention limits, to be cancelled, to be declined, or to be rated.
Promote and enhance business relations between the agents and home office.
Contact doctors' offices, reinsurance companies, Home Office Reference Lab, and agents to follow-up on information not received.
Advise Medical Information Bureau of reportable information as required by MIB guidelines.

Benefits

Health Insurance: Comprehensive coverage for employees and their families. Access to an onsite clinic, preventive care, and prescription drugs. Mental health coverage and an Employee Assistance Program.
Active Lifestyle Rewards Program: Incentives for maintaining an active lifestyle. Rewards for participating in fitness challenges and wellness activities.
Weight Management Programs: Customized weight management plans. Support for achieving and maintaining a healthy weight.
Employee Engagement: Opportunities to connect with colleagues. Fun teambuilding activities. Annual events for employees and their families Company Picnic, Thanksgiving lunch, Christmas Reception. Family Fun Night
Onsite Cafe: Convenient access to nutritious meals. Promoting healthy eating habits.
Learning & Development: Continuous learning opportunities. Tuition reimbursement for further education.
Mentorship Programs: Pairing employees with mentors. Professional growth and guidance.
Promotional Opportunities: Advancement within the company. Career growth prospects.
Life Insurance and Company-Funded Pension: Financial security for employees and beneficiaries. Retirement planning.
Volunteer Days: Paid time off for volunteering. Contributing to the community.