Associate Underwriter Training Program - June 2025 Start

National Life • Montpelier, VT

316d • $20 - $37

About The Position

The Associate Underwriter Training Program is a 16-week comprehensive training initiative designed to kickstart your career in underwriting. After successful completion of the training, participants will be positioned to conduct risk assessments on proposed insureds, applying guidelines to make appropriate decisions on policies that contribute to National Life Group's growth, protect the bottom line, and drive competitive advantage for seamless service and customer intimacy.

Requirements

• Bachelor's degree preferred or 2 years of relevant financial and/or industry experience.
• Action-Oriented: Actively navigate ambiguity and challenges, handle tough situations, and maintain a can-do attitude.
• Courage: Tackle tough assignments, face difficult issues, and challenge the status quo.
• Customer Focus: Find reward in helping people and providing excellent service.
• Decision Making: Make sense of complex information, critically evaluate, and create solutions.
• Resiliency: Adapt quickly to new information and processes and bounce back from setbacks.
• Effective Communication/Interpersonal Savvy: Clearly convey messages verbally and in writing, demonstrating strong listening skills.
• Situational Adaptability: Flexibly adapt to people and situations, using appropriate empathy.
• Attention to detail, conflict resolution, business writing, and critical thinking.

Responsibilities

• Analyze and verify insurance applications for completeness and accuracy.
• Review medical records, financial statements, and other relevant documents to evaluate the risk level of applicants.
• Determine whether to approve, decline, or request additional information for insurance applications.
• Recommend appropriate coverage amounts and policy terms based on risk assessment.
• Ensure all underwriting decisions comply with regulatory requirements and company policies.
• Communicate with insurance agents, brokers, and applicants to gather information and clarify details regarding underwriting decisions.
• Participate in ongoing training to learn underwriting processes, tools, and systems.
• Stay updated on industry regulations, new products, and market trends through webinars, seminars, and conferences.
• Maintain accurate records of underwriting decisions and their rationale.
• Address questions or concerns from applicants or agents related to underwriting decisions.

Benefits

• 401(k) retirement plan match
• Medical, dental, and vision insurance
• Company funded wellness account for director and below employees
• 10 paid holidays
• Generous paid time off plan (22 days of combined time-off for non-exempt employees)
• 6 weeks of paid parental leave
• 6 weeks of paid family leave after a year of full-time employment

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Insurance Carriers and Related Activities
• Education Level: Bachelor's degree