Associate Underwriter Flood

Howden•San Diego, CA

10h•$65,000 - $75,000•Hybrid

About The Position

DUAL North America is seeking an Associate Underwriter for the Flood Division. At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account quoting and binding, prepare and distribute various types of communications, and provide quality customer service through the underwriting life cycle. Supporting a team of underwriters within the Flood division, you will assist underwriters in evaluating flood risk exposures, gathering site-specific data, and facilitating accurate quoting and binding for flood insurance policies.

Requirements

Bachelor’s degree in risk management, finance, business or a related field preferred
0–1 year underwriter or insurance experience
Foundational knowledge of insurance principles
Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint)
Ability to follow policies and procedures
Complete assigned tasks correctly, on time and able to learn quickly
Self-motivated and demonstrating attention to detail
Be able to work independently for extended periods
Excellent written and verbal communication skills as well as general business understanding
Travel up to 10% with an Underwriter to shadow and participate in interactions between Underwriters and brokers
Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment

Responsibilities

Process submissions by providing account triage for Underwriters
Provide backup support for Underwriters when traveling in the market
Gather and compile information required to quote and/or bind an account
Generate, edit, and send out a variety of correspondence on behalf of the Underwriters such as declination letters, quote follow ups and subjectivity reminders
Demonstrate basic understanding of technical underwriting principles and risk underwriting characteristics
Learn market dynamics, competitive landscape, and product differences (attend weekly underwriting meetings if applicable, ask questions) – need to understand what business is selling (understanding why deals are lost and adjusting accordingly)
Provide customer service and underwriting support to help achieve new and renewal premium goals
Build relationships with producers with supervision from more senior underwriters
Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable
Assist Underwriters as requested
Complete other related clerical and administrative duties as assigned
Quote issuance as approved by senior underwriter
Binder issuance as approved by senior underwriter
Policy Issuance review
Conduct inspection review and analysis resulting in appropriate issue identification, and process post inspection changes as necessary