Associate - Structured Finance Leasing

MUFG (DBA)•New York, NY

56d•Hybrid

About The Position

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. MUFG's Leasing & Asset Finance (LAF) team is not your typical equipment leasing group. We operate as a structured finance unit within MUFG's Global Corporate & Investment Bank, delivering bespoke leasing and secured debt solutions that help CFOs and Treasurers achieve strategic financial objectives. Our deals are complex, high-value, and tailored - often involving finance leases, synthetic leases, and other asset-based structures. We bring together professionals from diverse backgrounds - corporate finance, tax, accounting, engineering - to solve sophisticated problems and deliver value-added solutions across industries. We're seeking a high-performing Associate who thrives in intellectually rigorous environments and is eager to roll up their sleeves to work on structured financing transactions with a leasing angle. This is a hands-on role where you'll help design, execute, and manage innovative financing structures for MUFG's clients. The ideal candidate will have approximately 3-5 years of relevant experience, with a strong background in structured finance, credit analysis, and execution of financing transactions. You'll be part of a lean, entrepreneurial team that values creativity, precision, and client impact.

Requirements

Bachelor's degree in finance, economics, accounting, or related field.
3-5 years of experience in structured finance, credit solutions, or asset-based lending.
Strong critical thinking abilities, attention to detail, business writing and oral communication skills
Excellent communication and presentation abilities.
Ability to manage multiple priorities in a fast-paced environment.
Proficiency in Excel, PowerPoint, and financial modeling.
Well-organized, self-starter and capable of working with minimal supervision
Strong interpersonal skills, flexibility and ability to work well in a team environment

Nice To Haves

Advanced degree (MBA, CPA, CFA, JD).
Familiarity with US GAAP and/or IFRS.
Experience with lease structuring, credit documentation, and syndication.
Knowledge of credit agreement negotiation, legal documentation, and risk management

Responsibilities

Assist in the development and execution of innovative transaction structures tailored to meet the specific needs of corporate and sponsor clients.
Leverage knowledge of market dynamics to craft solutions that align with client objectives and risk tolerance.
Maintain awareness of evolving market trends and regulatory changes to proactively identify new product opportunities.
Aid in the development of new financial products, focusing on the economic, accounting, and taxable income impact on both MUFG and our clients, building upon MUFG's existing suite of debt, partnership, and lease structures that support the financing of physical assets
Prepare high-quality, insightful pitch materials and presentations for client meetings.
Collaborate with relationship managers and product specialists to effectively communicate the bank's structured solutions and competitive advantages.
Conduct client research related to their financing needs and key performance indicators, industry trends, asset due diligence.
Attend client meetings to present solutions, address queries, and foster strong client relationships.
Lead the end-to-end execution of transactions, including preparation of detailed term sheets, negotiation of credit agreements, and coordination of transaction documentation.
Perform financial analysis determining the economic, accounting, and tax results of a wide range of large ticket transactions, structures, and syndicated arrangements.
Work closely with internal legal, compliance, and risk teams to ensure all transactions comply with bank policies and regulatory requirements.
Serve as the primary point of contact for clients throughout the transaction process, ensuring clear and timely communication.
Drive the internal business and credit approval process by preparing credit applications and transaction memos for senior management.
Collaborate with credit, legal, risk, and compliance teams to address concerns and secure necessary approvals.
Ensure that all transaction components align with the bank's risk appetite and strategic goals.
Oversee and manage transactions post-closing, including monitoring of ongoing compliance with credit terms.
Proactively manage any modifications or restructuring requests in collaboration with clients and internal stakeholders.
Provide support for internal reporting requirements related to the transaction.