Associate, Sector-Based & Specialized Lending - Energy

ING•New York, NY

10d•$130,000 - $175,000•Hybrid

About The Position

This is a lending professional role within the front office. As a key member of the Lending team, you will be responsible for executing new business with an emphasis on TMT (including but not limited to data centers, fiber, towers, semi-conductors, small cells), while also supporting transactions across a broader set of industry verticals as required. You will work with other team members in the analysis, financial modeling, negotiation, sourcing, and managing of client relationships and complex financings across the sector in the Americas.

Requirements

3+ years of relevant work experience, including experience with project finance
Bachelor’s degree demonstrating high academic achievement
Strong credit, accounting and technical skills
Strong organizational skills
Committed and dedicated individual who will continuously improve the way the team works
Collaborative, team oriented, and able to work effectively across functions and regions
Strong writing, presentation and communication skills
Ability to thrive in a fast-paced environment with multiple competing priorities
Self-motivated and willing to work in a deal oriented and deadline driven environment
Strong work ethic, positive attitude, and professional demeanor

Responsibilities

Participate in structuring and executing transactions and supporting more senior staff with financial and credit analysis for assigned portfolio of loans within Lending team
Performing due diligence, market research and analytics
Prepare and develop sensitivity cases on the financial model for the purpose of credit applications.
Preparing credit approval packages including annexes and all requisite attachments, presentations and discussions with Risk Management
Developing key underwriting assumptions based on a deep understanding of the asset, market and industry trends
Running internal models, including risk ratings and loan pricing
Interfacing with risk, loan operations, treasury, legal teams, clients and co-lenders to coordinate loan closings
Reviewing legal documentation and validating key terms & conditions
While TMT is the core concentration, the role may also involve supporting credit structuring efforts across a range of industries covered by the team
Ensure a consistent level of quality and policy compliance through training and development activities
Staying current on organizational operating policies and procedures (i.e. Risk, Legal, etc.) to ensure appropriate protocols are implemented and followed, and facilitate these accordingly