Associate Healthcare Portfolio Manager

Fortis Bank•Denver, CO

16d•Hybrid

About The Position

The Fortis Associate Healthcare Portfolio Manager (“APM”) is responsible for supporting the Healthcare Portfolio Manager in underwriting new loan opportunities and loan servicing actions of existing clients. The APM will assist in the management of Healthcare credits and partner closely with the Healthcare team to deliver outstanding solutions to our clients. This individual is not required to source new business opportunities, but rather will focus on converting commercial loan opportunities generated by the Relationship Manager and will support the team in client meetings. The ideal candidate will be able to undertake a variety of tasks and work diligently under pressure. This individual will be comfortable working with a high degree of attention to detail and discretion as well as incorporating new and effective ways to achieve better results.

Requirements

Bachelor’s Degree with an emphasis in Finance and/or Accounting required.
3-5 years of relevant experience within banking or financial services required.
Strong organizational time management skills, problem solving skills, and the ability to quickly grasp concepts and processes with limited guidance from management.
Must be comfortable working with and adapting to new complex systems and technology operating systems; prior experience with Salesforce and nCino is preferred.
Ability to support multiple projects in parallel and prioritize competing demands.
Embodies the Fortis Bank culture principles and competencies and consistently demonstrating a positive, ambitious, and solution-oriented attitude with clients and team members.
Proficient and experienced in Microsoft Office suite products and technology, including but not limited to: Outlook, Microsoft Teams, Word, Excel, and PowerPoint.
Communicates effectively, collaboratively, and professionally, both verbally and via e-mail and other chat tools.
Excellent organizational skills, regularly demonstrating the ability to multitask, prioritize, and manage time efficiently.
Demonstrates strong interpersonal skills, with the ability to build meaningful professional relationships with senior management and team members.

Responsibilities

Assist the Healthcare Relationship Manager and Portfolio Manager in managing a portfolio of commercial Healthcare clients.
Respond to client inquiries and provide assistance with banking products and services.
Act as a liaison between clients and internal departments (Credit, Treasury, Operations).
Conduct financial analysis of borrower and guarantors, including business and personal financial statements, tax returns, and other documents.
Communicate a thorough understanding of client cash flows in analysis and meetings.
Develop a strong understanding of market terminology and regional trends in the specialty.
Research industry trends and data to identify questions and risks for each credit.
Perform analysis of loan collateral which primarily include accounts receivable and real estate.
Monitor existing credits on a monthly, quarterly, and annual basis for compliance with financial and reporting covenants.
Calculate performance ratios, and update Trend Card reporting on a monthly or quarterly basis, as applicable.
Author high-quality credit narratives, specifically: Providing background of the borrower and detailing the requested transaction; Identifying and discussing strengths as well as key risks and relevant mitigation; Identifying Loan Policy and Product Guide exceptions; Summarizing the financial performance of businesses and individuals; and Evaluating collateral position for current and future clients.
Demonstrate understanding of the loan process from start to finish, including preflight memos, underwriting, loan documentation, loan servicing, etc.
Other duties as assigned.