Associate, Credit Risk Operations

Wealthsimple Technologies

7d • Remote

About The Position

As an Associate in Data and Analytics on the Credit Risk, Money Owed team, you'll be at the heart of our data operations, building the reports and analytical frameworks that power our risk management processes across products. You'll work with large datasets, create insightful dashboards, and support critical projects that help Wealthsimple recover millions of dollars quarterly while ensuring our clients are reimbursed accurately and efficiently. This is an excellent opportunity to grow your career in fintech analytics while making a tangible impact on both the company's bottom line and our clients' financial well-being.

Requirements

• Deep experience in operational optimization, quantitative analysis, or similar roles.
• Strong technical skills with proficiency in Excel, Python, SQL, or similar tools for data analysis.
• Experience working with large datasets and deriving meaningful insights
• You're passionate about the fintech and alternative investment space, always curious to dig into day-to-day issues and find smart solutions.
• You're a detail-oriented problem-solver who thrives under pressure, expertly managing multiple time-sensitive tasks while quickly adapting to challenges in a fast-paced, ambiguous environment.
• You excel at communication and collaboration, working effectively with cross-functional teams and partners.

Responsibilities

• Support liquidation team - Work with the liquidation team on processing account debits.
• Build data infrastructure - Design and maintain SQL queries, dbt models, and analytical frameworks that provide reliable insights into delinquencies, reimbursements, and recovery rates across our products.
• Create impactful reporting - Develop dashboards and reports in tools like Preset, Metabase, or similar platforms that help stakeholders make informed decisions about risk management and operational priorities.
• Support data-driven projects - Contribute to initiatives like process automation, data quality improvements, and new product launches by providing analytical support and insights.
• Analyze trends and patterns - Monitor delinquency metrics, identify anomalies, and surface insights that help the team proactively address risk and optimize recovery strategies.
• Collaborate cross-functionally - Work with Finance, Treasury, Engineering, and Product teams to understand data needs, troubleshoot reporting issues, and deliver analytical solutions.
• Ensure data quality - Validate data accuracy, document processes, and maintain data integrity across our reporting systems to support compliance and governance requirements.
• Grow your skills - Learn from experienced team members, develop your technical expertise, and explore emerging technologies like AI/ML applications in credit risk management.

Benefits

• Top-tier health benefits and life insurance
• Long-term group savings with employer match using our Wealthsimple for Business platform
• 20 vacation days + 4 wellness days per year, and unlimited sick and mental health days
• 90 days away program: Employees can work outside of Canada for up to 90 days per calendar year
• A wide variety of peer and company-led Employee Resources Groups (e.g., Rainbow, Women of Wealthsimple, Black @ WS)

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed