Bank OZK-posted 5 months ago
Houston, TX
1,001-5,000 employees
Credit Intermediation and Related Activities

The position involves reviewing specific data points supporting Corporate and Institutional Banking (CIB) Credit Underwriting to analyze and assure a quality risk rating is obtained. The role supports the rating review process for all CIB lending verticals, including newly generated loans, modifications, and annual reviews.

  • Reviews defined data points and ensures accuracy on both 'As Approved' and 'As Closed' risk ratings assigned daily.
  • Reviews financial statements, underwriter workbooks, credit memos, appraisals, and any other information used to make a credit decision as it relates to ensuring the integrity of CIB's underwriting guidelines and principles.
  • Communicates effectively with individual underwriters on the status/needed updates of pending risk rating reviews.
  • Manages assigned risk rating reviews, ensuring they are handled efficiently and processed in a timely manner, consistent with the Bank's standards.
  • Communicates with underwriters and management regarding issues or challenges concerning risk rating reviews, when merited.
  • Responsible for data quality during the loan review and determining the 'As Approved' and 'As Closed' credit risk ratings.
  • Works directly with SRRV to make sure the findings on the SRRV Review are communicated and a new Scorecard is completed.
  • Works with CPR Manager to document changes to policies, procedures and/or best practices related to the CIB risk review process.
  • Bachelor's degree in Business Management, Accounting, Finance, Economics, or job related field, or commensurate work experience, required.
  • Minimum of two (2) years of credit underwriting and/or financial analysis work experience, required.
  • Prior work experience within banking, finance, and/or accounting, preferred.
© 2024 Teal Labs, Inc
Privacy PolicyTerms of Service