Associate Credit Manager (Team Lead)

Aston Carter • Rosemont, IL

1d • $85,000 - $110,000 • Onsite

About The Position

The Associate Credit Manager is responsible for underwriting and reviewing small business/commercial loans while providing daily guidance and support to a team of approximately five Credit Analysts. This role functions as a hands-on underwriting expert and knowledge lead, with light people leadership responsibilities. Formal people management experience is less critical than deep commercial underwriting expertise. The ideal candidate is a underwriter who can mentor, review work, and act as a resource to the team.

Requirements

• 5–7 years of commercial loan underwriting experience.
• Strong knowledge of commercial lending, credit underwriting, and cash flow analysis.
• Ability to independently underwrite and review complex loan files.
• Strong communication skills and ability to explain underwriting decisions.

Nice To Haves

• Bachelor’s degree or higher.

Responsibilities

• Review and underwrite new and renewal small business/commercial loans.
• Perform global cash flow analysis, DSCR calculations, and credit risk assessment.
• Review loan packages prepared by Credit Analysts for accuracy, completeness, and policy adherence.
• Approve loans within delegated authority and present credit decisions as needed.
• Provide day-to-day guidance, coaching, and support to Credit Analysts.
• Ensure adherence to underwriting standards, procedures, and service level agreements.
• Partner with Relationship Managers to support customer needs and deal structuring.
• Recommend workflow or process improvements as appropriate.

Benefits

• Comprehensive benefits package including medical, dental, vision, life insurance, 401(k) with company match, bonus eligibility, tuition reimbursement, and additional wellness and banking benefits.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level