Associate, Capital Markets

Ramp

92d

About The Position

We're seeking a driven Capital Markets Associate to join Ramp's growing Finance and Capital Markets team. This role offers a unique opportunity to help build and scale a best-in-class Capital Markets function while making significant contributions to Ramp's growth. As a key member of our team, you'll play a pivotal role in optimizing and executing Ramp's funding strategies while leveraging your expertise to help manage our capital partner relationships. You’ll also serve as a critical cross-functional partner, collaborating closely with teams across accounting, data, engineering, finance, product, treasury, and risk. This position presents a rare opportunity for professional growth and development, regular exposure to Ramp’s leadership team, and the chance to make a true impact at a fast-paced start-up.

Requirements

• Bachelor’s Degree in finance, economics, or related field
• 3+ years of experience working in a sell-side or buy-side ABS trading, securitization or asset financing-related role
• Excellent financial modeling and quantitative data analytics skills
• Comfortable with large data sets
• Extremely detail-oriented with a high regard for precision
• Relationship-minded with excellent communication abilities, both written and verbal
• Ability to thrive in small, collaborative, and ambiguous environments
• Ability to blend strategic and tactical skills

Nice To Haves

• SQL/Python skills
• Experience with capital-intensive fintech businesses
• Experience building Looker dashboards

Responsibilities

• Support the Capital Markets Team in live transactions with modeling, structuring, internal memos, lender communication, document review, and document execution
• Evaluate the impact of various funding strategies under the context of Ramp’s broader corporate strategy
• Engage cross-functionally on key strategic initiatives including product expansion, financial partnerships, bank partnerships, and issuing partnerships
• Evaluate economic outcomes and capital implications of new products and commercial agreements
• Manage the day-to-day aspects of Ramp’s warehouse facilities and ABS facilities
• Own the suite of Capital Markets models
• Ensure the accuracy of the Capital Markets data tapes and assist with rearchitecting them for product changes
• Be the point person for field exams, audit requests, ratings agencies, and lender communications
• Identify ways to automate and streamline processes to increase efficiency and scalability

Benefits

• 100% medical, dental & vision insurance coverage for you
• Partially covered for your dependents
• One Medical annual membership
• 401k (including employer match on contributions made while employed by Ramp)
• Flexible PTO
• Fertility HRA (up to $5,000 per year)
• WFH stipend to support your home office needs
• Wellness stipend
• Parental Leave
• Relocation support to NYC or SF (as needed)
• Pet insurance

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Bachelor's degree