Associate, Analytics

Bank OZK•Dallas, TX

25d

About The Position

Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We’re nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We’re investing in small businesses, fueling economies in local communities and changing skylines in the largest cities across America. Here, we're not simply filling roles. We're fostering even greater careers. The foundation for a great career starts with an exceptional team and a comprehensive benefits package. We believe in providing our dedicated team members with the best resources to support their physical, mental and financial wellbeing, including generous PTO, 401(k) matching, health, dental, vision (and pet!) insurance as well as special perks and discounts. Learn more about Bank OZK benefits. Responsible for supporting first line management of the Bank’s loan portfolio, CECL, CRE and Capital Stress Testing, and other ad hoc analytics. The position focuses on risk analysis, reporting, and understanding the Bank’s data inputs for various credit risk models. This role will convey analysis to Senior and Executive Management using analytics techniques, independent research, and subject matter expertise.

Requirements

General financial knowledge including basics of lending and loan structure.
Knowledge of quantitative modeling principles and data quality standards.
Ability to communicate effectively both verbally and in writing to a broad level of audiences.
Ability to multitask and produce high-quality reports, presentations, and analysis.
Ability to operate and work collaboratively in a fast-paced, unpredictable environment with exacting deadlines.
Skill in computer and software, including SQL, R or Python, Alteryx, Power BI or Tableau, and Microsoft Office Suite (Word, Excel, PowerPoint, and Outlook).
Bachelor’s degree in business administration, accounting, finance, business analytics, or job-related discipline, or five (5) years of work experience in credit analytics, required.
2+ years of demonstrated experience in data analysis, business intelligence, data management, or a job-related field, required.

Nice To Haves

Master’s degree in business analytics, data science, or other job-related field, preferred.
2+ years of experience in banking, finance, accounting, or real estate, preferred.

Responsibilities

Provide internal stakeholders with analytics, reporting, and insights using internal/external data and analytics tools.
Analyze, interpret, and convey economic, market, and internal drivers that influence credit portfolio risk and quantitative model outputs.
Independently develop solutions to business problems using critical thinking and creativity.
Extract and transform data using SQL or Alteryx, find data inconsistencies, and resolve data quality issues.
Assist in executing risk models, documenting procedures, and running user acceptance testing for the bank’s risk rating, stress testing and Current Expected Credit Losses (CECL) procedures.
Manage assigned projects timely to ensure compliance with regulatory deadlines and internal due dates.
Produce and present high-quality reports and analyses to co-workers, management, and executives.
Regularly exercises discretion and judgment in the performance of essential job functions.
Maintains good punctuality and attendance.
Follows Bank policy, procedures, and guidelines.