Associate Advisor

Centura Wealth Advisory•San Diego, CA

11d•$65,000 - $95,000

About The Position

Centura Wealth Advisory has an opening for an Associate Advisor supporting the Wealth Advisor(s) in delivering comprehensive financial, tax, investment, and estate planning solutions for high-net-worth clients. This role manages client meeting preparation, conducts financial modeling, prepares advanced planning deliverables, and collaborates with internal and external professionals to ensure accurate and effective implementation of client strategies. Additionally, this role contributes to the firm's growth by identifying and implementing process improvements, managing critical project elements, and actively mentoring and developing junior team members to maintain a high-performing advisory practice.

Requirements

Strong understanding of financial, tax, and estate planning principles and documentation.
Technical proficiency with Salesforce, financial planning software, and Microsoft Office.
Exceptional written and verbal communication skills
High emotional intelligence, adaptability, and transparency in fast-paced, client-focused environments.
Hunger to learn and grow in the role, with willingness to ask questions and seek guidance when needed
Advanced proficiency in Excel, including formulas, formatting, and presenting data clearly
Ability to collaborate effectively with internal teams and external professionals while maintaining accuracy, timeliness, and quality of deliverable
Confident working with the UHNW/HNW
Bachelors degree in finance, Business Administration, Economics, or related field
Undergraduate degree Required
Certified Financial Planning CFP designation - Required
3+ years minimum experience in wealth management
Proficient with Excel, Outlook, and Salesforce
Accountability
Communication
Teamwork
Adaptability
Client Orientation
Emotional Intelligence
Relationship Building

Nice To Haves

Life & Health license in the State of CA Optional

Responsibilities

Client Planning & Documentation Review client facts, assumptions, and goals to prepare a first draft of tax planning strategies and opportunities for consideration.
Design and model income tax and estate planning strategies under the guidance of the Wealth Advisor
Prepare advanced planning deliverables for internal team review and client presentation, ensuring accuracy and clarity in Excel and other systems to effectively tell the client story.
Review client tax returns (personal, corporate, trust, and gift) to identify planning opportunities, errors, and overall financial positioning
Contribute technical insights, ask questions, and show hunger to learn during internal case preparation and planning discussions
Present planning deliverables and quarterly client performance review materials, including entity charts, balance sheets, and portfolio summaries.
Assist Wealth Advisors in client meetings by clearly explaining assumptions, recommendations, and strategy rationale.
Build and maintain strong client relationships through day-to-day interactions, listening for additional needs, assisting with questions or requests, and facilitating the flow of information to the advisory team.
Provide best-in-class client service by supporting timely responses and accurate follow-up.
Internally manages one of the teams key revenue lines, providing weekly status updates to the team, tracking progress toward goals, and coordinating next steps
Support the management of the annual Report Card process for all wealth management clients through creation of proposed scope of work and recap of planning value added in the prior year
Identify process inefficiencies in client case development, documentation, and financial plan creation, recommending solutions to improve workflow and accuracy.
Develop and implement systems, templates, and tools to enhance efficiency and standardization of the Liberated Wealth Process.
Manage the teams annual tax project by coordinating Diamond Team to ensure deadlines are met, project progress is tracked, and returns are accurate and complete.
Coordinate with CPAs, EPAs, and other external professionals to support accurate implementation of tax, estate, and investment plans.
Collaborate with external centers of influence, client & their support team, and other internal departments to ensure alignment on planning strategy design & execution
Train and mentor Diamond Team interns through regular check-in meetings to support learning, questions, and professional growth.
Perform other duties as assigned, contributing to a collaborative and high-performance team environment.