Assistant Vice President, Portfolio Management

Western Alliance Bank • San Diego, CA

110d • $129,995 - $160,582

About The Position

As Portfolio Manager II you'll be responsible for analyzing, structuring, underwriting, and coordinating the closing of major and complex loans in compliance with the Bank's lending policies and procedures. The Portfolio Manager will work with the Vice President, Commercial Banker to manage loans to ensure the credit risks are responsibly monitored and identified. You'll assist in attaining established Bank, region, and branch goals through active participation in underwriting and closing desirable credits with the Vice President, Commercial Banker. As a Portfolio Manager II - Commercial you'll be responsible for assuring compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations. Along with the Vice President, Commercial Banker interface with clients in-person, over the phone and email in order to assess their credit needs and determine the best structure and items needed for analysis. Gather and analyze necessary information to present along with the Relationship Manager, a financing request to senior management or Loan Committee for approval. Coordinate processing of approved loans; ensure loans are processed according to agreement, customer needs and conform to Bank lending policies; obtain sufficient information and/or documentation from customers; assist in solving problems relative to processing and servicing of loans within the Relationship Managers portfolio. Reinforce superior customer service through your own example along with appropriate follow-through with involved customers and employees. Handle various other underwriting, portfolio management and upkeep tasks and responsibilities related to new loan requests and/or the existing Relationship Managers portfolio.

Requirements

• 4+ years of related experience in Portfolio Management or similar field.
• Bachelor's degree or equivalent experience required.
• Intermediate knowledge of general banking operations, including deposit operations, loan administration, and treasury management.
• Intermediate knowledge of applicable regulatory and legal compliance obligations.
• Intermediate knowledge of commercial credit and loan structuring, and pricing dynamics.
• Credit analyst training completed.
• Intermediate speaking and writing communication skills.

Responsibilities

• Analyze, structure, underwrite, and coordinate the closing of major and complex loans.
• Work with the Vice President, Commercial Banker to manage loans and monitor credit risks.
• Assist in attaining established Bank, region, and branch goals through active participation in underwriting and closing credits.
• Ensure compliance with all Bank policies and procedures and applicable regulations.
• Interface with clients to assess credit needs and determine the best structure for analysis.
• Gather and analyze information for financing requests to senior management or Loan Committee.
• Coordinate processing of approved loans and ensure compliance with agreements and customer needs.
• Solve problems related to processing and servicing of loans.
• Reinforce superior customer service and follow-through with customers and employees.
• Handle underwriting, portfolio management, and upkeep tasks related to loan requests.

Benefits

• Competitive salaries.
• Ownership stake in the company.
• Medical and dental insurance.
• Time off.
• Great 401k matching program.
• Tuition assistance program.
• Employee volunteer program.
• Wellness program.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Bachelor's degree
• Number of Employees: 251-500 employees