Assistant Manger, Consumer Loan Underwriting

SchoolsFirst Federal Credit Union•Tustin, CA

About The Position

We’re always looking for diverse, talented, service-oriented people to join our exceptional team. Assistant Manger, Consumer Loan Underwriting The pay range for this position is listed below. Our pay ranges are built to allow for candidates with various levels of skill and experience to be considered, as well as for room for growth and tenure achieved in a role over time. Typical new hire salary offers fall within the minimum to midpoint of a pay range for many candidates. Any offer extended to a candidate will be based upon their unique set of knowledge, skills, education, and experience as well as internal equity. SchoolsFirst Federal Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion. SchoolsFirst FCU is an equal opportunity employer and prohibits discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibits discrimination against all individuals based on their race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, political affiliation, or genetic information. This organization participates in E-Verify. We're passionate about living our mission of providing Members with World-Class Personal Service and financial security. There's a reason we love coming to work every day. We have the privilege of serving those who build the future: school employees, and the families who make their work possible. Our success is built on our relationships with each other, our Members and the community. We value teamwork and face-to-face interactions and believe we’re at our best when we’re collaborating in-person. We also know the flexibility to work remotely benefits the wellbeing of our team. View the work location information below on the job listing that interests you. 100% on-site, 0% remote. Including those serving Members in-person at our branches. Three days a week in the office and up to two days remote. Hybrid teams coordinate on-site days to collaborate in-person. Up to 100% remote. Select individual contributor roles may be given the option to work fully remote. Not finding the right fit? Let us know you're interested in a future opportunity below, or create an account by clicking 'Sign In' at the top of the page to set up email alerts as new job postings become available that meet your interest!

Requirements

High School Diploma or GED required
3-5 years of previous related experience required
1-2 years of previous supervisory experience
Demonstrated ability to make loan decisions in a high volume environment

Nice To Haves

Bachelor's Degree or equivalent years of experience preferred
Ability to identify current and emerging technology trends related to consumer loan underwriting and execute those that will elicit efficiencies for the department and/or a higher level of service to Members.

Responsibilities

Assists the department manager in directing and overseeing the daily operations of the Consumer Loan Underwriting department.
Ensures that all procedures and practices pertaining to Consumer Loan Underwriting are in alignment with credit union service expectations.
Promotes and maintains a positive work atmosphere and communicates with Members, teammembers, management, and vendors in a manner consistent with the Credit Union’s professional standards.
Identify and lead continuous improvement of processes in Consumer Loan Underwriting to provide greater efficiencies, a superior Member experience and a growing loan portfolio.
Identify trends and enhancements to work flow processes that result in efficient and accurate loan decisions and ensures the highest levels of service, productivity and quality.
Assist with the development and implementation of consumer loan underwriting strategies and measurements to meet Members credit needs, manage Credit Union loan growth and profitability opportunities while minimizing risk of loss to the credit union.
Assist team in maintaining internal department service levels to frontline teammembers and other business units by providing high quality service based on our service drivers.
Research and resolve Member complaints and implement systems and procedures to prevent future complaints.
Seeks to continually improve the Member experience using technology and efficient processes.
Review and utilize reports to track and measure department and individual results and provide information to ensure goals and targets are achieved and identify trends.
Effectively prepare reports, develop procedures, recommend and implement underwriting guideline improvements, increase automated approvals and underwriting efficiencies and monitor industry trends.
Supervises teammembers directly, including selection, training, performance appraisal and work allocation.
Responsible for scheduling staff.
Helps establish, communicate and achieve the credit union’s goals and standards, ensuring these are fully communicated to and understood by all department staff.
Identifies areas to streamline department and credit union operations.
Complies with all government regulatory policies, internal policies and procedures, audit standards, remains current on and informed of Standard Operating Procedures (SOP) and apprises staff.
May act in the capacity of the Manager in his or her absence.
Performs other duties as assigned
Complies with regulatory compliance and assigned training requirements including but not limited to BSA regulations corresponding to their specific job duties. Failure to do so may result in disciplinary and other employment related actions