Area Credit Manager

SRS Distribution Inc.•Harrisburg, PA

1d•$69,100 - $89,800•Hybrid

About The Position

The Area Credit Manager role at SRS exists to safeguard and expedite recovery of the company's assigned account receivable portfolio, under the oversight of the Regional Credit Manager. The incumbent will handle collection calls, customer account reviews, provide guidance on account status to internal teams, process credit applications and job accounts, while also maintaining diligent notes on clients within the company system. This role also necessitates strategic collaboration with both internal and external stakeholders, and involves direct training for progression into a Regional Credit Manager role, strengthening the company's overall financial management practices.

Requirements

Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
Minimum 5 years of experience in Credit Management, preferably within a similar industry.
Credentialed as a Credit Business Associate (CBA) from the National Association of Credit Management is preferred.
Proven experience with the protection and collection of account receivable (AR) portfolios, including making collection calls and providing lien/prelien support.
Demonstrated excellence in communication and negotiation skills to effectively liaise with internal and external stakeholders.
Proficiency in evaluating and releasing orders from ticket hold, and maintaining accurate notes in company computer systems.
Experience in processing and approving credit applications and establishing credit lines within authority level.
Demonstrated abilities in deduction tracking and reconciliation, handling joint check reviews and enforcing credit policies.
Proficient in guiding and educating sales teams and customers, in addition to coordinating with the sales team and credit team.
Experience in monitoring deadlines for Notices, mechanics liens and bond claims.
Exceptional analytical ability and attention to detail.
Adept at working independently without close oversight, but also a team player who productively collaborates with immediate team and across functions.
Proficient with MS Office Suite, especially Excel; experience with company-specific software would be beneficial.
Excellent business acumen, professional demeanor, and strong ethical judgement.
Ability to meet assigned deadlines, including strong multitasking and organizational skills, and learning agility.
Familiarity with cash application interaction and participation in credit team meetings as well as key performance indicator reviews is preferred.
Credit/collection experience preferred
Working knowledge of Microsoft products, including PowerPoint, Word, and Excel
Ability to effectively communicate with broad range of people, positions and situations
Have good working knowledge of Notices, mechanics liens, payment bonds and bond claims
Effective written and verbal skills
Ability to efficiently multi-task
Analytical skills
Decisive
Ability to “think different”
Not afraid to speak their mind
Self-motivated
Ability to handle and resolve conflict/confrontation
Ability to handle stress and stressful situations
Ability to handle fast paced environment
Ability to Support 15 or more branches

Nice To Haves

Proven experience as a Credit Manager or a similar role in the finance sector. A minimum of 5 years' experience in credit management is desirable.
Bachelor's degree in finance, accounting, or a related field. A Master's degree or professional certification such as NACM's CBA would be advantageous.
Proven proficiency with corporate accounting software systems for managing account receivables. Familiarity with the specific software used by the Company will be a plus.
Demonstrable ability to evaluate and establish credit lines, preferably within a large business or corporate setting. Familiarity with credit applications and approval process within the terms of authority level is a must.
Superior written and verbal communication skills with an ability to communicate effectively with sales teams and interact professionally with both internal and external customers.
Strong understanding of financial laws and regulations, particularly regarding liens, bond claims, and other aspects related to credit and collections.
Experience in deduction tracking and reconciliation, joint check review and enforcing credit policies within a corporate setting.
Proficient in Microsoft Office suite, especially in data analysis and presentation tools such as Excel and PowerPoint.
Strong leadership skills with a commitment to lead regular credit team meetings and conduct key performance indicator reviews.
Experience in training and guiding sales teams, customers, or junior staff members would be beneficial.
Exceptional organizational skills and an ability to work under pressure, maintaining accuracy even while handling multiple tasks and meeting strict deadlines.
Demonstrated ability to compile, verify, and sort information to prepare source data for computer entry.
Proven experience in enhancing the financial health of a company by effectively overseeing account collections and managing credit policies.
Ability to interpret agreements, financial statements, and credit reports.
A strong sense of integrity and confidentiality.

Responsibilities

Oversee and manage the company's accounts receivable portfolio, ensuring timely collection and safeguarding of assets, under direction from the Regional Credit Manager and the Director of Credit.
Make consistent collection calls on due and overdue accounts receivable, documenting each interaction within the company's digital systems for record keeping and company-wide transparency.
Regularly review and release orders from ticket holds after careful evaluation.
Process and approve credit applications, extending and maintaining credit lines within authority level.
Provide continuous oversight of lien and bond rights, requiring thorough knowledge of notices, mechanics liens, and bond claim processes to ensure collection of job balances.
Communicate proactively with both internal and external clients, including the sales team and management, to ensure clear understanding of account statuses, credit applications, and company's credit policy.
Conduct thorough customer account reviews, providing recommendations on account handling to internal stakeholders as necessary.
Track and reconcile any deductions, overseeing joint-check payments and enforcing company credit policy consistently.
Participate fully in credit team meetings, learning from interactions and regularly contributing to department-wide discussions for continuous improvement.

Benefits

Competitive weekly/bi-weekly pay, discretionary bonuses, 401(k) with company match, Employee Stock Purchase Plan, paid time off (vacation, sick, volunteer, holidays, birthday, floating), medical/dental/vision, flexible spending accounts, company-paid life and short-term disability, plus optional long-term disability, and additional life insurance.
Competitive salaries for all team members paid weekly
401(k) Retirement Plan with company matching
Employee Stock Purchase Plan
Paid Vacation, Sick Time, Holidays, Birthday, and Floating Holidays
Paid Parental Leave
Medical, Dental and Vision Benefits
Flexible and Dependent Care Spending Accounts
Company paid Life insurance and Short-Term Disability
Additional Life Insurance and Long-Term Disability also offered
Safety Program with Bonuses for our Drivers
Employee Referral Bonus Program