Appraiser Analyst I

Ibc Bank • Laredo, TX

424d

About The Position

The Appraiser Analyst I position at IBC Bank is focused on ensuring compliance with federal regulations and bank lending policies by obtaining and reviewing appropriate real estate valuations. The role involves communication with various stakeholders, monitoring loan renewals, and addressing complex appraisal issues, all while adhering to the bank's vision and values.

Requirements

• Bachelor's Degree in Finance, Real Estate, Accounting, or equivalent combination of education and appraisal experience.
• Preferred 1 year of related experience with a mortgage and/or appraisal company.
• Basic math and reading skills, and attention to detail.
• Ability to analyze data, draw sound conclusions, and summarize results.
• Good communication skills, both written and verbal.
• Strong organizational skills with the ability to multitask, prioritize, and follow up.

Nice To Haves

• Ability to grasp new technology and computer applications quickly.
• Detail-oriented and self-motivated.
• Comfortable working at a fast pace.
• Strong critical thinking and problem-solving skills.

Responsibilities

• Communicate with Appraisers, Underwriters, and Reviewers to process all Appraisal Reviews.
• Proactively monitor status of all loan renewals.
• Effectively communicate in writing the result of each appraisal review.
• Assist in solving complex appraisal issues and communicate results to clients.
• Assist Lending Officers, Credit Managers, and Credit Analysts with questions regarding Real Estate Appraisal and Evaluation ordering and review policies and procedures.
• Ensure compliance with internal policies and applicable regulations, including FIERRA and USPSP requirements.
• Report any procedures or processes that don't meet regulatory requirements to management.
• Perform duties in accordance with the Vision & Values of International Bank of Commerce.
• Maintain credit exception approval percentages within corporate approved guidelines.
• Review appraisal reports and supplemental documentation for accuracy.
• Identify appraisals with differing value conclusions and coordinate reconciliation processes.
• Coordinate communication between various vendors to facilitate final resolution.
• Maintain detailed records of the resolution process.
• Communicate with internal and external customers to explain appraisal product findings.
• Coach vendors on appraisal practices and technical issues, including policy and regulatory compliance.
• Coordinate and monitor third-party vendors for real estate appraisal ordering, valuation, and review requirements.

Benefits

• Full-time employment in an in-office position.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree