Analytics Manager, Credit Risk

Affirm

5h • Remote

About The Position

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Fraud, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory, designing credit strategies for new initiatives and products, partnering with the Machine Learning team to continuously enhance our underwriting framework, and being ready to navigate through any exogenous changes will be important problems to tackle. This role requires a lot of cross-functional partnership, with extensive use of data analytics to derive insights and develop credit strategies. Join Affirm in their mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience.

Requirements

• 7+ years work experience in the credit risk field
• A visionary leader who can challenge the status-quo and identify opportunities, as well as develop the roadmap and strategy plan
• Working knowledge of the fundamentals of the lending industry and credit risk management
• Fluent in SQL and Python
• Strong time management skills and the ability to manage multiple projects and priorities, and able to thrive in a fast-paced environment
• Ability to collaborate and influence across different teams
• Ability to communicate findings and recommendations clearly to both technical and non-technical audiences

Responsibilities

• Partner with cross-functional teams and be the Credit POC that manages the end-to-end credit strategy for the Shopify portfolio
• Leverage alternative data and further optimize our credit strategy in limit assignment and purchasing power
• Partner with Machine Learning team and enhance our underwriting framework for low AOV
• Support new product formation and new vertical exploration

Benefits

• equity rewards
• monthly stipends for health, wellness and tech spending
• 100% subsidized medical coverage, dental and vision for you and your dependents
• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: No Education Listed
• Number of Employees: 501-1,000 employees