Experienced Analyst, Sector-Based & Specialized Lending

ING • New York, NY

4d • $105,000 - $115,000 • Hybrid

About The Position

This is a junior lending professional role within the front office. As a key member of the Lending Team, you will support and work closely with senior bankers. The work will be fast-paced and multifaceted. On the team, you will not be expected to specialize in any one industry and will cover several sectors including but not limited to Energy, TMT, Infrastructure, Transport & Logistics, Fund Finance, Food & Agriculture, and other industry verticals, as required. This will give you exposure to a variety of lending structures and industries, providing the experience and grounding for a strong credit-focused career.

Requirements

• Bachelors’ degree demonstrating high academic achievement
• 1+ years of relevant work experience, including experience in credit analysis and financial modeling will be a plus
• Financial analysis and modeling skills, proficiency with Microsoft Excel
• Strong organizational skills
• Understanding of credit analysis and of debt capital markets
• Committed and dedicated individual who will continuously improve the way the team works
• Collaborative, team oriented, and able to work effectively across functions and regions
• Strong writing, presentation and communication skills
• Ability to thrive in a fast-paced environment with multiple competing priorities
• Self-motivated and willing to work in a deal oriented and deadline driven environment
• Strong work ethic, positive attitude, and professional demeanor
• Knowledge of, or high degree of interest in, any of the following industries: Renewables & Power, Hydrocarbons & New Energies, TMT, Infrastructure, Trade & Commodity Finance, Real Estate, Investment Industry Finance, Transport & Logistics, Financial Institutions, Export Finance, Food & Agriculture, or Metals & Mining

Responsibilities

• Preparing credit approval packages including annexes and all requisite attachments
• Preparing financial models including cash flow forecasts, valuations, and sensitivity analysis
• Developing key underwriting assumptions based on a deep understanding of the asset, market and industry trends
• Running internal models, including risk ratings and loan pricing
• Interfacing with loan operations, treasury, legal teams, clients and co-lenders to coordinate loan closings
• Reviewing legal documentation and validating key terms & conditions
• Due diligence, market research and analytics
• Term sheet negotiations
• Preparing Commercial Committee (Green Light) memos, presentations and discussions with Risk Management
• Analysis of different transaction structures and providing recommendations
• Attending meetings and calls with clients including transaction-related due diligence
• Ensuring a consistent level of quality and policy compliance through training and development activities
• Staying current on organizational operating policies and procedures (i.e. Risk, Legal, etc.) to ensure appropriate protocols are implemented and followed, and facilitate these accordingly.

Benefits

• In addition to comprehensive health benefits, a generous 401k savings plan, and competitive PTO, ING provides a broad array of benefits including adoption, surrogacy, and fertility services; student debt assistance; and subsidies for expenses associated with commuting and fitness.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 5,001-10,000 employees